ASRV vs OCCI

Comparison between Ameriserv Financial Inc (ASRV, Company) and OFS Credit Company Inc (OCCI, Company).

Both ASRV and OCCI are from the Financial Services sector.

5-Year PerformanceASRV has outperformed OCCI, delivering a return of +5.3% compared to -12.2%

ASRV vs OCCI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ASRV(COMPANY)	OCCI(COMPANY)
Market Cap	$70M	$70M
Max Drawdown	89.82%	87.97%
Sharpe Ratio	1.07	-1.51
5Y Beta	0.24	0.66
Industry	Banks - Regional	Asset Management
P/E Ratio	53.37	-1.97
Forward P/E	12.25	N/A
PEG Ratio	1.23	N/A
Dividend Yield	1.53%	54.30%
5Y Dividends CAGR	8.45%	-7.96%
5Y EPS CAGR	-24.14%	N/A
Debt to Equity	0.00%	81.00%
Free Cash Flow Yield	4.19%	49.28%
P/S Ratio	1.16	1.60
P/B Ratio	0.55	0.65

Market Cap

Winner

ASRV

$70M

OCCI

$70M

Max Drawdown

ASRV

89.82%

Winner

OCCI

87.97%

Sharpe Ratio

Winner

ASRV

1.07

OCCI

-1.51

5Y Beta

Winner

ASRV

0.24

OCCI

0.66

Industry

ASRV

Banks - Regional

OCCI

Asset Management

P/E Ratio

ASRV

53.37

Winner

OCCI

-1.97

Forward P/E

ASRV

12.25

OCCI

N/A

PEG Ratio

ASRV

1.23

OCCI

N/A

Dividend Yield

ASRV

1.53%

Winner

OCCI

54.30%

5Y Dividends CAGR

Winner

ASRV

8.45%

OCCI

-7.96%

5Y EPS CAGR

ASRV

-24.14%

OCCI

N/A

Debt to Equity

Winner

ASRV

0.00%

OCCI

81.00%

Free Cash Flow Yield

ASRV

4.19%

Winner

OCCI

49.28%

P/S Ratio

Winner

ASRV

1.16

OCCI

1.60

P/B Ratio

Winner

ASRV

0.55

OCCI

0.65

ASRV vs OCCI - Historical Returns

Returns include dividend reinvestment.

Period	ASRV	OCCI
1 month	+8.64%	-5.27%
3 months	+6.41%	-8.32%
6 months	+28.18%	-41.66%
1 year	+39.22%	-45.75%
5 years(CAGR)	+5.34%	-12.18%
10 years(CAGR)	+5.93%	N/A
Max(CAGR)	-2.38%	-6.58%

Winner

ASRV

+8.64%

OCCI

-5.27%

Winner

ASRV

+6.41%

OCCI

-8.32%

Winner

ASRV

+28.18%

OCCI

-41.66%

Winner

ASRV

+39.22%

OCCI

-45.75%

5Y(CAGR)

Winner

ASRV

+5.34%

OCCI

-12.18%

10Y(CAGR)

ASRV

+5.93%

OCCI

N/A

Max(CAGR)

Winner

ASRV

-2.38%

OCCI

-6.58%

ASRV vs OCCI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ASRV	OCCI
2026	+28.58%	-40.16%
2025	+25.24%	-14.85%
2024	-13.40%	+28.94%
2023	-14.48%	-2.76%
2022	+4.74%	-26.07%
2021	+27.71%	+26.25%
2020	-23.75%	-0.53%
2019	+6.89%	+8.88%
2018	+1.27%	-16.54%
2017	+13.83%	N/A
2016	+17.11%	N/A
2015	+6.57%	N/A
2014	+4.57%	N/A
2013	-0.01%	N/A
2012	+62.70%	N/A
2011	+18.18%	N/A
2010	+3.95%	N/A
2009	-5.11%	N/A
2008	-29.01%	N/A
2007	-42.89%	N/A
2006	+12.30%	N/A
2005	-15.44%	N/A
2004	+2.38%	N/A
2003	+80.51%	N/A
2002	-31.27%	N/A
2001	+25.31%	N/A
2000	-63.07%	N/A
1999	-13.50%	N/A

ASRV vs OCCI Drawdown Comparison

The maximum drawdown for ASRV was -87.32%, occurring on Jul 16, 2010. This drawdown has not yet recovered.

The maximum drawdown for OCCI was -66.45%, occurring on Mar 18, 2020. Recovery took 271 trading sessions.

The current ASRV drawdown is -47.46%. The current OCCI drawdown is -55.28%.

Rank	ASRV	OCCI
#1	-87.32% Nov 1, 1999 - Jul 16, 2010	-66.45% Jan 22, 2020 - Feb 18, 2021
#2	N/A	-56.80% Mar 16, 2021 - Jul 17, 2026
#3	N/A	-21.25% Nov 5, 2018 - Apr 1, 2019
#4	N/A	-11.82% Apr 10, 2019 - Jan 22, 2020
#5	N/A	-4.88% Oct 17, 2018 - Nov 5, 2018
#6	N/A	-4.00% Oct 5, 2018 - Oct 16, 2018
#7	N/A	-2.68% Feb 19, 2021 - Mar 3, 2021
#8	N/A	-0.64% Mar 5, 2021 - Mar 9, 2021
#9	N/A	-0.43% Apr 4, 2019 - Apr 8, 2019
#10	N/A	-0.16% Apr 8, 2019 - Apr 10, 2019

Correlation

Correlation between ASRV and OCCI is 0.03 which considered as a very weak or no correlation - the stocks move independently of each other.

0.03

-101

Dividend Comparison (1999 - 2026)

ASRV vs OCCI dividend yield comparison.

Year	ASRV	OCCI
2026	1.45%	29.93%
2025	3.76%	28.51%
2024	4.48%	18.14%
2023	3.71%	28.64%
2022	2.92%	27.09%
2021	2.59%	16.28%
2020	3.19%	18.04%
2019	2.26%	13.21%
2018	1.86%	2.93%
2017	1.45%	0.00%
2016	1.35%	0.00%
2015	1.25%	0.00%
2014	1.28%	0.00%
2013	0.99%	0.00%
2008	1.26%	0.00%
2002	10.53%	0.00%
2001	7.50%	0.00%
2000	4.24%	0.00%
1999	1.28%	0.00%