AROW vs PHLT

Comparison between Arrow Financial Corp (AROW, Company) and Performant Healthcare Inc (PHLT, Company).

AROW is from the Financial Services sector, while PHLT is from the Healthcare sector.

5-Year PerformancePHLT has outperformed AROW, delivering a return of +42.1% compared to +6.3%

AROW vs PHLT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AROW(COMPANY)	PHLT(COMPANY)
Market Cap	$628M	$626M
Max Drawdown	53.58%	95.93%
Sharpe Ratio	1.64	0.94
5Y Beta	0.76	N/A
Industry	Banks - Regional	Health Information Services
P/E Ratio	12.24	-706.96
Forward P/E	13.00	N/A
PEG Ratio	0.19	N/A
Dividend Yield	3.14%	N/A
5Y Dividends CAGR	9.26%	N/A
5Y EPS CAGR	7.08%	N/A
Debt to Equity	0.97%	N/A
Free Cash Flow Yield	6.59%	N/A
P/S Ratio	3.62	4.55
P/B Ratio	1.39	7.61

Market Cap

Winner

AROW

$628M

PHLT

$626M

Max Drawdown

Winner

AROW

53.58%

PHLT

95.93%

Sharpe Ratio

Winner

AROW

1.64

PHLT

0.94

5Y Beta

AROW

0.76

PHLT

N/A

Industry

AROW

Banks - Regional

PHLT

Health Information Services

P/E Ratio

AROW

12.24

Winner

PHLT

-706.96

Forward P/E

AROW

13.00

PHLT

N/A

PEG Ratio

AROW

0.19

PHLT

N/A

Dividend Yield

AROW

3.14%

PHLT

N/A

5Y Dividends CAGR

AROW

9.26%

PHLT

N/A

5Y EPS CAGR

AROW

7.08%

PHLT

N/A

Debt to Equity

AROW

0.97%

PHLT

N/A

Free Cash Flow Yield

AROW

6.59%

PHLT

N/A

P/S Ratio

Winner

AROW

3.62

PHLT

4.55

P/B Ratio

Winner

AROW

1.39

PHLT

7.61

AROW vs PHLT - Historical Returns

Returns include dividend reinvestment.

Period	AROW	PHLT
1 month	+1.90%	+0.78%
3 months	+14.50%	+105.57%
6 months	+24.62%	+224.27%
1 year	+52.95%	+100.26%
5 years(CAGR)	+6.31%	+42.06%
10 years(CAGR)	+8.65%	+10.44%
Max(CAGR)	+10.41%	-2.35%

Winner

AROW

+1.90%

PHLT

+0.78%

AROW

+14.50%

Winner

PHLT

+105.57%

AROW

+24.62%

Winner

PHLT

+224.27%

AROW

+52.95%

Winner

PHLT

+100.26%

5Y(CAGR)

AROW

+6.31%

Winner

PHLT

+42.06%

10Y(CAGR)

AROW

+8.65%

Winner

PHLT

+10.44%

Max(CAGR)

Winner

AROW

+10.41%

PHLT

-2.35%

AROW vs PHLT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AROW	PHLT
2026	+21.72%	N/A
2025	+17.66%	+155.78%
2024	+5.92%	+0.67%
2023	-10.97%	-13.91%
2022	+0.76%	+44.40%
2021	+25.05%	+167.51%
2020	-15.20%	-21.34%
2019	+22.67%	-46.32%
2018	-0.20%	+38.89%
2017	-11.19%	-25.00%
2016	+57.24%	+27.03%
2015	+6.47%	-72.80%
2014	+11.38%	-37.56%
2013	+13.39%	-1.53%
2012	+13.65%	-4.72%
2011	-7.10%	N/A
2010	+17.45%	N/A
2009	+12.41%	N/A
2008	+23.36%	N/A
2007	-4.04%	N/A
2006	+2.91%	N/A
2005	-4.40%	N/A
2004	+17.35%	N/A
2003	+16.38%	N/A
2002	+12.35%	N/A
2001	+70.42%	N/A
2000	+5.76%	N/A
1999	-4.87%	N/A

AROW vs PHLT Drawdown Comparison

The maximum drawdown for AROW was -50.55%, occurring on Aug 23, 2023. Recovery took 681 trading sessions.

The maximum drawdown for PHLT was -95.93%, occurring on Jun 1, 2020. This drawdown has not yet recovered.

The current PHLT drawdown is -44.72%.

Rank	AROW	PHLT
#1	-50.55% Nov 5, 2021 - Jul 25, 2024	-95.93% Mar 4, 2013 - Jun 1, 2020
#2	-36.69% Dec 26, 2019 - Mar 10, 2021	-34.06% Sep 18, 2012 - Jan 31, 2013
#3	-30.24% Sep 30, 2008 - Aug 4, 2009	-7.58% Aug 17, 2012 - Aug 30, 2012
#4	-29.91% Nov 11, 2024 - Dec 16, 2025	-4.15% Aug 10, 2012 - Aug 17, 2012
#5	-27.32% Nov 1, 1999 - Dec 14, 2000	-3.77% Feb 8, 2013 - Mar 1, 2013
#6	-25.91% Aug 7, 2002 - Dec 16, 2002	-2.33% Feb 1, 2013 - Feb 6, 2013
#7	-24.65% Dec 2, 2004 - Apr 21, 2008	-2.30% Sep 6, 2012 - Sep 12, 2012
#8	-24.42% Dec 20, 2016 - Jul 25, 2018	-1.85% Sep 13, 2012 - Sep 18, 2012
#9	-24.29% Apr 21, 2008 - Aug 11, 2008	-1.09% Aug 30, 2012 - Sep 5, 2012
#10	-23.80% Apr 29, 2010 - Nov 29, 2010	N/A
#11	-20.90% May 8, 2002 - Aug 7, 2002	N/A
#12	-20.00% Dec 22, 2010 - Jan 27, 2012	N/A
#13	-19.46% Sep 18, 2008 - Sep 30, 2008	N/A
#14	-18.84% Aug 14, 2018 - Nov 19, 2019	N/A
#15	-18.65% Dec 16, 2002 - Jul 7, 2003	N/A

Correlation

Correlation between AROW and PHLT is -0.59 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.59

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