ARL vs PEBK

Comparison between American Realty Investors Inc (ARL, Company) and Peoples Bancorp Of North Carolina Inc (PEBK, Company).

ARL is from the Real Estate sector, while PEBK is from the Financial Services sector.

5-Year PerformancePEBK has outperformed ARL, delivering a return of +13.1% compared to +3.1%

ARL vs PEBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ARL(COMPANY)	PEBK(COMPANY)
Market Cap	$245M	$245M
Max Drawdown	92.97%	85.73%
Sharpe Ratio	0.26	1.50
5Y Beta	0.82	0.71
Industry	Real Estate Services	Banks - Regional
P/E Ratio	29.34	12.27
Forward P/E	32.15	12.71
PEG Ratio	4.41	0.71
Dividend Yield	N/A	1.83%
5Y Dividends CAGR	N/A	13.93%
5Y EPS CAGR	N/A	13.25%
Debt to Equity	35.24%	0.00%
Free Cash Flow Yield	1.33%	8.19%
P/S Ratio	4.77	2.65
P/B Ratio	0.40	1.41

Market Cap

Winner

ARL

$245M

PEBK

$245M

Max Drawdown

ARL

92.97%

Winner

PEBK

85.73%

Sharpe Ratio

ARL

0.26

Winner

PEBK

1.50

5Y Beta

ARL

0.82

Winner

PEBK

0.71

Industry

ARL

Real Estate Services

PEBK

Banks - Regional

P/E Ratio

ARL

29.34

Winner

PEBK

12.27

Forward P/E

ARL

32.15

Winner

PEBK

12.71

PEG Ratio

ARL

4.41

Winner

PEBK

0.71

Dividend Yield

ARL

N/A

PEBK

1.83%

5Y Dividends CAGR

ARL

N/A

PEBK

13.93%

5Y EPS CAGR

ARL

N/A

PEBK

13.25%

Debt to Equity

ARL

35.24%

Winner

PEBK

0.00%

Free Cash Flow Yield

ARL

1.33%

Winner

PEBK

8.19%

P/S Ratio

ARL

4.77

Winner

PEBK

2.65

P/B Ratio

Winner

ARL

0.40

PEBK

1.41

ARL vs PEBK - Historical Returns

Returns include dividend reinvestment.

Period	ARL	PEBK
1 month	-17.36%	+6.84%
3 months	+14.33%	+11.92%
6 months	-12.54%	+15.54%
1 year	+4.17%	+52.31%
5 years(CAGR)	+3.08%	+13.14%
10 years(CAGR)	+9.78%	+12.20%
Max(CAGR)	-0.52%	+7.31%

ARL

-17.36%

Winner

PEBK

+6.84%

Winner

ARL

+14.33%

PEBK

+11.92%

ARL

-12.54%

Winner

PEBK

+15.54%

ARL

+4.17%

Winner

PEBK

+52.31%

5Y(CAGR)

ARL

+3.08%

Winner

PEBK

+13.14%

10Y(CAGR)

ARL

+9.78%

Winner

PEBK

+12.20%

Max(CAGR)

ARL

-0.52%

Winner

PEBK

+7.31%

ARL vs PEBK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ARL	PEBK
2026	-7.64%	+27.48%
2025	+9.40%	+20.63%
2024	-17.30%	+5.38%
2023	-29.03%	-0.81%
2022	+113.93%	+21.77%
2021	+23.17%	+30.72%
2020	-33.25%	-26.57%
2019	+37.59%	+32.49%
2018	+1.00%	-18.69%
2017	+148.17%	+27.82%
2016	-6.14%	+33.51%
2015	-2.96%	+9.36%
2014	+2.63%	+26.53%
2013	+79.18%	+52.31%
2012	+24.09%	+66.16%
2011	-74.56%	+5.45%
2010	-35.26%	+4.55%
2009	+43.27%	-43.69%
2008	-9.32%	-36.31%
2007	+24.52%	-45.74%
2006	-1.99%	+36.65%
2005	-15.67%	+32.22%
2004	+4.86%	+4.45%
2003	+11.34%	+36.54%
2002	-15.46%	-1.81%
2001	-26.89%	+9.59%
2000	-18.07%	-7.14%
1999	-2.86%	-13.97%

ARL vs PEBK Drawdown Comparison

The maximum drawdown for ARL was -92.87%, occurring on Oct 4, 2011. Recovery took 4626 trading sessions.

The maximum drawdown for PEBK was -84.18%, occurring on Dec 3, 2009. Recovery took 2405 trading sessions.

The current ARL drawdown is -50.82%.

Rank	ARL	PEBK
#1	-92.87% Nov 1, 1999 - Mar 22, 2018	-84.18% Jun 6, 2007 - Dec 21, 2016
#2	-69.57% Mar 26, 2018 - Apr 21, 2022	-56.44% Dec 31, 2019 - Dec 2, 2022
#3	-66.07% Mar 20, 2023 - Mar 26, 2025	-49.58% Mar 8, 2023 - Dec 16, 2024
#4	-38.48% May 4, 2022 - Dec 12, 2022	-36.11% Oct 3, 2017 - Dec 31, 2019
#5	-27.95% Dec 27, 2022 - Jan 27, 2023	-32.93% Aug 27, 2001 - Dec 1, 2003
#6	-14.82% Feb 2, 2023 - Mar 14, 2023	-29.93% Nov 5, 1999 - Jul 13, 2001
#7	-12.74% Apr 21, 2022 - May 4, 2022	-22.77% Dec 16, 2024 - Aug 22, 2025
#8	-7.80% Dec 13, 2022 - Dec 20, 2022	-18.34% Mar 2, 2005 - Jul 25, 2005
#9	-2.95% Jan 27, 2023 - Feb 2, 2023	-13.11% Jun 1, 2006 - Sep 7, 2006
#10	-0.31% Dec 21, 2022 - Dec 23, 2022	-13.08% Dec 11, 2003 - Jan 31, 2005
#11	N/A	-12.94% Sep 18, 2025 - Nov 26, 2025
#12	N/A	-11.32% Apr 25, 2017 - Jun 13, 2017
#13	N/A	-11.15% Jul 25, 2005 - Nov 10, 2005
#14	N/A	-10.71% Nov 6, 2006 - Jun 5, 2007
#15	N/A	-10.20% Jan 3, 2017 - Feb 13, 2017

Correlation

Correlation between ARL and PEBK is 0.61 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.61

-101

Dividend Comparison (1999 - 2026)

ARL vs PEBK dividend yield comparison.

Year	ARL	PEBK
2026	0.00%	1.32%
2025	0.00%	2.65%
2024	0.00%	2.94%
2023	0.00%	2.94%
2022	0.00%	2.67%
2021	0.00%	2.39%
2020	0.00%	3.26%
2019	0.00%	2.01%
2018	0.00%	2.13%
2017	0.00%	1.46%
2016	0.00%	1.52%
2015	0.00%	1.45%
2014	0.00%	1.00%
2013	0.00%	0.85%
2012	0.00%	1.98%
2011	0.00%	1.46%
2010	0.00%	1.52%
2009	0.00%	5.25%
2008	0.00%	5.23%
2007	0.00%	3.40%
2006	0.00%	1.57%
2005	0.00%	1.82%
2004	0.00%	2.07%
2003	0.00%	2.12%
2002	0.00%	2.83%
2001	0.00%	2.79%
2000	1.47%	2.96%
1999	0.00%	0.68%