ARL vs FSFG

Comparison between American Realty Investors Inc (ARL, Company) and First Savings Financial Group Inc (FSFG, Company).

ARL is from the Real Estate sector, while FSFG is from the Financial Services sector.

5-Year PerformanceFSFG has outperformed ARL, delivering a return of +13.5% compared to +0.6%

ARL vs FSFG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ARL(COMPANY)	FSFG(COMPANY)
Market Cap	$238M	$237M
Max Drawdown	92.97%	59.85%
Sharpe Ratio	0.42	1.15
5Y Beta	0.94	N/A
Industry	Real Estate Services	Banks - Regional
P/E Ratio	19.52	10.19
Forward P/E	32.15	N/A
PEG Ratio	4.41	0.15
Dividend Yield	N/A	1.85%
5Y Dividends CAGR	N/A	35.97%
5Y EPS CAGR	-12.83%	0.94%
Debt to Equity	34.77%	0.00%
Free Cash Flow Yield	1.15%	33.01%
P/S Ratio	4.69	N/A
P/B Ratio	0.40	N/A

Market Cap

Winner

ARL

$238M

FSFG

$237M

Max Drawdown

ARL

92.97%

Winner

FSFG

59.85%

Sharpe Ratio

ARL

0.42

Winner

FSFG

1.15

5Y Beta

ARL

0.94

FSFG

N/A

Industry

ARL

Real Estate Services

FSFG

Banks - Regional

P/E Ratio

ARL

19.52

Winner

FSFG

10.19

Forward P/E

ARL

32.15

FSFG

N/A

PEG Ratio

ARL

4.41

Winner

FSFG

0.15

Dividend Yield

ARL

N/A

FSFG

1.85%

5Y Dividends CAGR

ARL

N/A

FSFG

35.97%

5Y EPS CAGR

ARL

-12.83%

Winner

FSFG

0.94%

Debt to Equity

ARL

34.77%

Winner

FSFG

0.00%

Free Cash Flow Yield

ARL

1.15%

Winner

FSFG

33.01%

P/S Ratio

ARL

4.69

FSFG

N/A

P/B Ratio

ARL

0.40

FSFG

N/A

ARL vs FSFG - Historical Returns

Returns include dividend reinvestment.

Period	ARL	FSFG
1 month	-9.14%	+6.77%
3 months	+1.52%	+14.42%
6 months	-11.64%	+35.49%
1 year	+13.93%	+47.99%
5 years(CAGR)	+0.61%	+13.46%
10 years(CAGR)	+9.10%	+13.93%
Max(CAGR)	-0.59%	+16.33%

ARL

-9.14%

Winner

FSFG

+6.77%

ARL

+1.52%

Winner

FSFG

+14.42%

ARL

-11.64%

Winner

FSFG

+35.49%

ARL

+13.93%

Winner

FSFG

+47.99%

5Y(CAGR)

ARL

+0.61%

Winner

FSFG

+13.46%

10Y(CAGR)

ARL

+9.10%

Winner

FSFG

+13.93%

Max(CAGR)

ARL

-0.59%

Winner

FSFG

+16.33%

ARL vs FSFG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ARL	FSFG
2026	-9.36%	+6.77%
2025	+9.40%	+24.55%
2024	-17.30%	+68.38%
2023	-29.03%	-12.59%
2022	+113.93%	-22.68%
2021	+23.17%	+23.80%
2020	-33.25%	-1.04%
2019	+37.59%	+33.02%
2018	+1.00%	-8.20%
2017	+148.17%	+26.68%
2016	-6.14%	+32.47%
2015	-2.96%	+40.71%
2014	+2.63%	+17.24%
2013	+79.18%	+19.66%
2012	+24.09%	+16.48%
2011	-74.56%	+13.10%
2010	-35.26%	+41.63%
2009	+43.27%	+6.79%
2008	-9.32%	+1.14%
2007	+24.52%	N/A
2006	-1.99%	N/A
2005	-15.67%	N/A
2004	+4.86%	N/A
2003	+11.34%	N/A
2002	-15.46%	N/A
2001	-26.89%	N/A
2000	-18.07%	N/A
1999	-2.86%	N/A

ARL vs FSFG Drawdown Comparison

The maximum drawdown for ARL was -92.87%, occurring on Oct 4, 2011. Recovery took 4626 trading sessions.

The maximum drawdown for FSFG was -58.81%, occurring on Mar 23, 2020. Recovery took 757 trading sessions.

The current ARL drawdown is -51.74%.

Rank	ARL	FSFG
#1	-92.87% Nov 1, 1999 - Mar 22, 2018	-58.81% Mar 16, 2018 - Mar 19, 2021
#2	-69.57% Mar 26, 2018 - Apr 21, 2022	-58.41% Oct 11, 2021 - Nov 4, 2024
#3	-66.07% Mar 20, 2023 - Mar 26, 2025	-26.57% Dec 3, 2024 - Sep 25, 2025
#4	-38.48% May 4, 2022 - Dec 12, 2022	-17.94% Feb 4, 2011 - Dec 8, 2011
#5	-27.95% Dec 27, 2022 - Jan 27, 2023	-12.71% Oct 14, 2008 - Jan 5, 2009
#6	-14.82% Feb 2, 2023 - Mar 14, 2023	-12.38% Jul 18, 2013 - May 1, 2014
#7	-12.74% Apr 21, 2022 - May 4, 2022	-12.12% Mar 19, 2021 - May 20, 2021
#8	-7.80% Dec 13, 2022 - Dec 20, 2022	-11.56% Dec 8, 2011 - Sep 12, 2012
#9	-2.95% Jan 27, 2023 - Feb 2, 2023	-11.21% Sep 25, 2025 - Dec 10, 2025
#10	-0.31% Dec 21, 2022 - Dec 23, 2022	-11.01% Nov 2, 2015 - Sep 27, 2016
#11	N/A	-10.55% Jan 8, 2009 - Jul 23, 2009
#12	N/A	-10.28% Feb 15, 2013 - Jul 18, 2013
#13	N/A	-8.30% Aug 26, 2009 - Mar 1, 2010
#14	N/A	-8.16% Oct 10, 2012 - Nov 28, 2012
#15	N/A	-6.55% Nov 29, 2012 - Jan 18, 2013

Correlation

Correlation between ARL and FSFG is 0.68 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.68

-101

Dividend Comparison (2000 - 2025)

ARL vs FSFG dividend yield comparison.

Year	ARL	FSFG
2025	0.00%	2.01%
2024	0.00%	2.26%
2023	0.00%	3.33%
2022	0.00%	2.60%
2021	0.00%	1.59%
2020	0.00%	1.05%
2019	0.00%	0.95%
2018	0.00%	1.16%
2017	0.00%	0.98%
2016	0.00%	1.11%
2015	0.00%	1.32%
2014	0.00%	1.68%
2013	0.00%	1.75%
2012	0.00%	2.05%
2009	0.00%	0.77%
2000	1.47%	0.00%