ARDC vs UJAN

Comparison between Ares Dynamic Credit Allocation Fund Inc (ARDC, ETF) and Innovator U.S. Equity Ultra Buffer ETF - January (UJAN, ETF).

5-Year PerformanceUJAN has outperformed ARDC, delivering a return of +7.8% compared to +4.8%

ARDC vs UJAN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ARDC(ETF)	UJAN(ETF)
Net Assets	$325M	$324M
Expense Ratio	N/A	0.79%
Max Drawdown	57.11%	13.69%
Sharpe Ratio	-0.51	1.79
5Y Beta	0.37	0.39
5Y Dividends CAGR	2.90%	N/A

Net Assets

Winner

ARDC

$325M

UJAN

$324M

Expense Ratio

ARDC

N/A

UJAN

0.79%

Max Drawdown

ARDC

57.11%

Winner

UJAN

13.69%

Sharpe Ratio

ARDC

-0.51

Winner

UJAN

1.79

5Y Beta

Winner

ARDC

0.37

UJAN

0.39

5Y Dividends CAGR

ARDC

2.90%

UJAN

N/A

ARDC vs UJAN - Historical Returns

Returns include dividend reinvestment.

Period	ARDC	UJAN
1 month	-0.55%	+0.85%
3 months	+3.58%	+3.76%
6 months	-1.98%	+4.77%
1 year	-2.11%	+13.90%
5 years(CAGR)	+4.80%	+7.83%
10 years(CAGR)	+8.20%	N/A
Max(CAGR)	+5.50%	+8.11%

ARDC

-0.55%

Winner

UJAN

+0.85%

ARDC

+3.58%

Winner

UJAN

+3.76%

ARDC

-1.98%

Winner

UJAN

+4.77%

ARDC

-2.11%

Winner

UJAN

+13.90%

5Y(CAGR)

ARDC

+4.80%

Winner

UJAN

+7.83%

10Y(CAGR)

ARDC

+8.20%

UJAN

N/A

Max(CAGR)

ARDC

+5.50%

Winner

UJAN

+8.11%

ARDC vs UJAN - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	ARDC	UJAN
2026	-1.78%	+3.88%
2025	-3.74%	+11.15%
2024	+19.73%	+13.57%
2023	+31.58%	+16.04%
2022	-21.58%	-6.13%
2021	+23.06%	+6.36%
2020	+2.84%	+6.72%
2019	+19.70%	+10.23%
2018	-8.99%	N/A
2017	+17.00%	N/A
2016	+23.95%	N/A
2015	-7.90%	N/A
2014	-5.03%	N/A
2013	-3.23%	N/A
2012	+0.05%	N/A

ARDC vs UJAN Drawdown Comparison

The maximum drawdown for ARDC was -45.40%, occurring on Mar 18, 2020. Recovery took 229 trading sessions.

The maximum drawdown for UJAN was -13.69%, occurring on Mar 20, 2020. Recovery took 117 trading sessions.

The current ARDC drawdown is -9.26%. The current UJAN drawdown is -0.79%.

Rank	ARDC	UJAN
#1	-45.40% Feb 21, 2020 - Jan 19, 2021	-13.69% Feb 19, 2020 - Aug 5, 2020
#2	-26.47% Jan 6, 2022 - Dec 19, 2023	-9.03% Feb 19, 2025 - Jun 24, 2025
#3	-24.69% May 13, 2013 - Dec 7, 2016	-8.85% Jan 3, 2022 - May 18, 2023
#4	-19.78% Feb 11, 2025 - Sep 5, 2025	-4.84% Sep 14, 2023 - Nov 8, 2023
#5	-16.92% May 21, 2018 - May 24, 2019	-3.98% Feb 2, 2026 - Apr 14, 2026
#6	-15.57% Sep 12, 2025 - Mar 30, 2026	-3.25% Jul 16, 2024 - Aug 16, 2024
#7	-6.37% Sep 22, 2021 - Dec 31, 2021	-2.94% Oct 12, 2020 - Nov 6, 2020
#8	-4.58% Dec 10, 2012 - Mar 28, 2013	-2.51% Sep 2, 2020 - Oct 9, 2020
#9	-4.08% May 15, 2024 - Jun 6, 2024	-2.50% Mar 28, 2024 - May 9, 2024
#10	-3.86% Aug 1, 2024 - Aug 16, 2024	-2.01% Apr 30, 2019 - Jun 17, 2019
#11	-3.72% Dec 2, 2024 - Feb 3, 2025	-1.82% Jul 26, 2019 - Sep 11, 2019
#12	-3.61% Jul 16, 2019 - Dec 17, 2019	-1.43% Aug 30, 2024 - Sep 16, 2024
#13	-3.50% Oct 24, 2017 - Nov 24, 2017	-1.38% Jul 31, 2023 - Aug 30, 2023
#14	-3.40% Jul 13, 2021 - Aug 10, 2021	-1.34% Nov 11, 2025 - Nov 25, 2025
#15	-3.22% Apr 1, 2024 - May 3, 2024	-1.27% Jan 6, 2025 - Jan 17, 2025