APPS vs SAFT

Comparison between Digital Turbine Inc (APPS, Company) and Safety Insurance Group Inc (SAFT, Company).

APPS is from the Technology sector, while SAFT is from the Financial Services sector.

5-Year PerformanceSAFT has outperformed APPS, delivering a return of +9.4% compared to -25.5%

APPS vs SAFT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	APPS(COMPANY)	SAFT(COMPANY)
Market Cap	$1.50B	$1.50B
Max Drawdown	98.72%	49.24%
Sharpe Ratio	1.50	1.00
5Y Beta	2.19	0.20
Industry	Software - Application	Insurance - Property & Casualty
P/E Ratio	-40.90	19.64
Forward P/E	357.14	17.12
Dividend Yield	N/A	3.56%
5Y Dividends CAGR	N/A	4.93%
5Y EPS CAGR	N/A	-4.46%
Debt to Equity	185.14%	5.70%
Free Cash Flow Yield	0.90%	11.69%

Market Cap

APPS

$1.50B

Winner

SAFT

$1.50B

Max Drawdown

APPS

98.72%

Winner

SAFT

49.24%

Sharpe Ratio

Winner

APPS

1.50

SAFT

1.00

5Y Beta

APPS

2.19

Winner

SAFT

0.20

Industry

APPS

Software - Application

SAFT

Insurance - Property & Casualty

P/E Ratio

Winner

APPS

-40.90

SAFT

19.64

Forward P/E

APPS

357.14

Winner

SAFT

17.12

Dividend Yield

APPS

N/A

SAFT

3.56%

5Y Dividends CAGR

APPS

N/A

SAFT

4.93%

5Y EPS CAGR

APPS

N/A

SAFT

-4.46%

Debt to Equity

APPS

185.14%

Winner

SAFT

5.70%

Free Cash Flow Yield

APPS

0.90%

Winner

SAFT

11.69%

APPS vs SAFT - Historical Returns

Returns include dividend reinvestment.

Period	APPS	SAFT
1 month	+26.83%	+36.42%
3 months	+206.31%	+50.58%
6 months	+201.19%	+33.88%
1 year	+187.47%	+47.42%
5 years(CAGR)	-25.48%	+9.45%
10 years(CAGR)	+28.47%	+9.26%
Max(CAGR)	+9.59%	+13.60%

APPS

+26.83%

Winner

SAFT

+36.42%

Winner

APPS

+206.31%

SAFT

+50.58%

Winner

APPS

+201.19%

SAFT

+33.88%

Winner

APPS

+187.47%

SAFT

+47.42%

5Y(CAGR)

APPS

-25.48%

Winner

SAFT

+9.45%

10Y(CAGR)

Winner

APPS

+28.47%

SAFT

+9.26%

Max(CAGR)

APPS

+9.59%

Winner

SAFT

+13.60%

APPS vs SAFT - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	APPS	SAFT
2026	+164.02%	+40.29%
2025	+184.09%	-1.01%
2024	-75.65%	+11.86%
2023	-54.36%	-7.84%
2022	-75.51%	+3.57%
2021	+16.57%	+14.07%
2020	+673.73%	-11.91%
2019	+277.25%	+18.51%
2018	+2.23%	+8.22%
2017	+155.71%	+13.99%
2016	-46.46%	+37.26%
2015	-62.54%	-6.33%
2014	+20.22%	+20.88%
2013	-33.59%	+25.76%
2012	+15.38%	+17.94%
2011	+132.14%	-14.14%
2010	-23.68%	+34.74%
2009	-71.43%	-0.85%
2008	-62.37%	+9.67%
2007	+119.51%	-25.51%
2006	+412.50%	+29.48%
2005	N/A	+31.84%
2004	N/A	+87.90%
2003	N/A	+22.75%
2002	N/A	+11.47%

APPS vs SAFT Drawdown Comparison

The maximum drawdown for APPS was -98.72%, occurring on Nov 19, 2024. This drawdown has not yet recovered.

The maximum drawdown for SAFT was -44.00%, occurring on Mar 11, 2009. Recovery took 1070 trading sessions.

The current APPS drawdown is -86.68%.

Rank	APPS	SAFT
#1	-98.72% Mar 1, 2021 - Nov 19, 2024	-44.00% Aug 7, 2006 - Nov 4, 2010
#2	-98.18% Mar 28, 2008 - Sep 18, 2020	-33.21% Mar 2, 2005 - Nov 7, 2005
#3	-60.42% Aug 15, 2006 - May 24, 2007	-32.78% Sep 25, 2019 - Apr 1, 2022
#4	-38.46% Sep 13, 2007 - Dec 19, 2007	-30.45% Jul 1, 2022 - Jul 24, 2026
#5	-32.20% Feb 15, 2008 - Mar 26, 2008	-24.77% Jan 26, 2011 - Aug 17, 2012
#6	-30.44% Oct 14, 2020 - Nov 5, 2020	-20.46% Feb 5, 2015 - Jun 21, 2016
#7	-25.00% Aug 8, 2006 - Aug 15, 2006	-19.58% Sep 6, 2018 - Jun 18, 2019
#8	-21.67% Jun 29, 2007 - Jul 23, 2007	-16.08% Apr 28, 2004 - Aug 16, 2004
#9	-21.35% Feb 9, 2021 - Mar 1, 2021	-14.29% Dec 12, 2005 - Mar 13, 2006
#10	-21.15% May 31, 2007 - Jun 7, 2007	-14.01% Dec 30, 2002 - Jun 16, 2003
#11	-19.69% Nov 6, 2020 - Nov 30, 2020	-12.60% Dec 1, 2017 - May 9, 2018
#12	-19.35% Jan 2, 2008 - Feb 12, 2008	-11.90% Mar 20, 2006 - May 9, 2006
#13	-18.18% Jun 7, 2007 - Jun 29, 2007	-11.67% Feb 26, 2004 - Apr 2, 2004
#14	-17.79% Dec 22, 2020 - Jan 14, 2021	-11.43% May 15, 2006 - Jul 18, 2006
#15	-15.81% Jul 23, 2007 - Aug 15, 2007	-10.49% Jan 21, 2014 - Aug 28, 2014