ANDE vs UPST

Comparison between Andersons Inc (ANDE, Company) and Upstart Holdings Inc (UPST, Company).

ANDE is from the Consumer Defensive sector, while UPST is from the Financial Services sector.

5-Year PerformanceANDE has outperformed UPST, delivering a return of +27.1% compared to -25.0%

ANDE vs UPST - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ANDE(COMPANY)	UPST(COMPANY)
Market Cap	$2.75B	$2.74B
Max Drawdown	83.68%	96.90%
Sharpe Ratio	2.45	-1.12
5Y Beta	0.60	2.59
Industry	Food Distribution	Credit Services
P/E Ratio	44.74	98.71
Forward P/E	20.92	36.50
Dividend Yield	1.01%	N/A
5Y Dividends CAGR	7.18%	N/A
5Y EPS CAGR	8.98%	N/A
Debt to Equity	46.71%	0.00%
Free Cash Flow Yield	-3.82%	-14.32%

Market Cap

Winner

ANDE

$2.75B

UPST

$2.74B

Max Drawdown

Winner

ANDE

83.68%

UPST

96.90%

Sharpe Ratio

Winner

ANDE

2.45

UPST

-1.12

5Y Beta

Winner

ANDE

0.60

UPST

2.59

Industry

ANDE

Food Distribution

UPST

Credit Services

P/E Ratio

Winner

ANDE

44.74

UPST

98.71

Forward P/E

Winner

ANDE

20.92

UPST

36.50

Dividend Yield

ANDE

1.01%

UPST

N/A

5Y Dividends CAGR

ANDE

7.18%

UPST

N/A

5Y EPS CAGR

ANDE

8.98%

UPST

N/A

Debt to Equity

ANDE

46.71%

Winner

UPST

0.00%

Free Cash Flow Yield

Winner

ANDE

-3.82%

UPST

-14.32%

ANDE vs UPST - Historical Returns

Returns include dividend reinvestment.

Period	ANDE	UPST
1 month	+10.88%	-12.30%
3 months	+2.32%	-15.94%
6 months	+32.56%	-39.08%
1 year	+111.62%	-67.21%
5 years(CAGR)	+27.09%	-25.04%
10 years(CAGR)	+10.14%	N/A
Max(CAGR)	+15.48%	-1.17%

Winner

ANDE

+10.88%

UPST

-12.30%

Winner

ANDE

+2.32%

UPST

-15.94%

Winner

ANDE

+32.56%

UPST

-39.08%

Winner

ANDE

+111.62%

UPST

-67.21%

5Y(CAGR)

Winner

ANDE

+27.09%

UPST

-25.04%

10Y(CAGR)

ANDE

+10.14%

UPST

N/A

Max(CAGR)

Winner

ANDE

+15.48%

UPST

-1.17%

ANDE vs UPST - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ANDE	UPST
2026	+48.35%	-39.81%
2025	+34.53%	-28.08%
2024	-28.92%	+58.69%
2023	+72.00%	+216.99%
2022	-9.02%	-90.86%
2021	+63.67%	+243.94%
2020	+1.87%	+38.28%
2019	-16.28%	N/A
2018	-3.67%	N/A
2017	-26.69%	N/A
2016	+48.32%	N/A
2015	-39.73%	N/A
2014	-8.17%	N/A
2013	+104.83%	N/A
2012	-1.80%	N/A
2011	+18.40%	N/A
2010	+39.28%	N/A
2009	+52.32%	N/A
2008	-62.73%	N/A
2007	+12.02%	N/A
2006	+98.28%	N/A
2005	+74.04%	N/A
2004	+66.40%	N/A
2003	+27.97%	N/A
2002	+29.18%	N/A
2001	+23.83%	N/A
2000	+8.41%	N/A
1999	+4.72%	N/A

ANDE vs UPST Drawdown Comparison

The maximum drawdown for ANDE was -81.75%, occurring on May 19, 2020. Recovery took 2341 trading sessions.

The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.

The current ANDE drawdown is -3.24%. The current UPST drawdown is -92.93%.

Rank	ANDE	UPST
#1	-81.75% Sep 8, 2014 - Dec 26, 2023	-96.90% Oct 15, 2021 - May 2, 2023
#2	-81.57% May 3, 2006 - Jul 17, 2013	-54.13% Feb 12, 2021 - Mar 18, 2021
#3	-46.94% Apr 23, 2024 - Jan 20, 2026	-49.02% Mar 22, 2021 - May 27, 2021
#4	-36.38% Jul 26, 2005 - Dec 1, 2005	-33.48% Jun 7, 2021 - Aug 11, 2021
#5	-29.95% Apr 24, 2014 - Aug 18, 2014	-18.75% Dec 22, 2020 - Jan 5, 2021
#6	-23.29% Jul 14, 2000 - Aug 10, 2001	-13.85% Sep 23, 2021 - Oct 13, 2021
#7	-19.86% Nov 30, 1999 - Jun 2, 2000	-13.39% May 27, 2021 - Jun 7, 2021
#8	-18.38% Mar 9, 2004 - Sep 20, 2004	-13.12% Jan 12, 2021 - Jan 21, 2021
#9	-17.62% Mar 15, 2005 - Jun 7, 2005	-8.67% Aug 18, 2021 - Aug 24, 2021
#10	-16.27% May 4, 2026 - Jul 17, 2026	-7.68% Jan 25, 2021 - Feb 1, 2021
#11	-15.96% Dec 26, 2013 - Apr 14, 2014	-7.10% Sep 9, 2021 - Sep 16, 2021
#12	-15.50% Aug 14, 2001 - Nov 14, 2001	-6.78% Dec 18, 2020 - Dec 22, 2020
#13	-14.57% Oct 18, 2004 - Dec 10, 2004	-5.66% Feb 3, 2021 - Feb 9, 2021
#14	-13.58% Apr 15, 2003 - Jul 28, 2003	-4.80% Jan 7, 2021 - Jan 12, 2021
#15	-12.50% Jun 28, 2002 - Apr 15, 2003	-3.38% Aug 27, 2021 - Aug 31, 2021

Correlation

Correlation between ANDE and UPST is -0.41 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.41

-101