AMBC vs YORW

Comparison between AMBAC Financial Group Inc (AMBC, Company) and York Water Company (YORW, Company).

AMBC is from the Financial Services sector, while YORW is from the Utilities sector.

5-Year PerformanceYORW has outperformed AMBC, delivering a return of -8.6% compared to -9.5%

AMBC vs YORW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AMBC(COMPANY)	YORW(COMPANY)
Market Cap	$438M	$438M
Max Drawdown	81.17%	50.83%
Sharpe Ratio	-0.29	-0.41
5Y Beta	0.76	0.02
Industry	Insurance - Specialty	Utilities - Regulated Water
P/E Ratio	-0.60	20.58
Forward P/E	11.88	25.45
PEG Ratio	N/A	2.68
Dividend Yield	N/A	2.95%
5Y Dividends CAGR	N/A	4.00%
5Y EPS CAGR	N/A	3.32%
Debt to Equity	0.00%	93.85%
Free Cash Flow Yield	-7.98%	6.68%
P/S Ratio	1.76	6.20
P/B Ratio	0.52	2.02

Market Cap

Winner

AMBC

$438M

YORW

$438M

Max Drawdown

AMBC

81.17%

Winner

YORW

50.83%

Sharpe Ratio

Winner

AMBC

-0.29

YORW

-0.41

5Y Beta

AMBC

0.76

Winner

YORW

0.02

Industry

AMBC

Insurance - Specialty

YORW

Utilities - Regulated Water

P/E Ratio

Winner

AMBC

-0.60

YORW

20.58

Forward P/E

Winner

AMBC

11.88

YORW

25.45

PEG Ratio

AMBC

N/A

YORW

2.68

Dividend Yield

AMBC

N/A

YORW

2.95%

5Y Dividends CAGR

AMBC

N/A

YORW

4.00%

5Y EPS CAGR

AMBC

N/A

YORW

3.32%

Debt to Equity

Winner

AMBC

0.00%

YORW

93.85%

Free Cash Flow Yield

AMBC

-7.98%

Winner

YORW

6.68%

P/S Ratio

Winner

AMBC

1.76

YORW

6.20

P/B Ratio

Winner

AMBC

0.52

YORW

2.02

AMBC vs YORW - Historical Returns

Returns include dividend reinvestment.

Period	AMBC	YORW
1 month	+8.40%	+1.28%
3 months	+9.85%	-4.28%
6 months	+13.02%	-9.25%
1 year	-26.70%	-5.68%
5 years(CAGR)	-9.48%	-8.61%
10 years(CAGR)	-5.07%	+2.06%
Max(CAGR)	-6.14%	+9.32%

Winner

AMBC

+8.40%

YORW

+1.28%

Winner

AMBC

+9.85%

YORW

-4.28%

Winner

AMBC

+13.02%

YORW

-9.25%

AMBC

-26.70%

Winner

YORW

-5.68%

5Y(CAGR)

AMBC

-9.48%

Winner

YORW

-8.61%

10Y(CAGR)

AMBC

-5.07%

Winner

YORW

+2.06%

Max(CAGR)

AMBC

-6.14%

Winner

YORW

+9.32%

AMBC vs YORW - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AMBC	YORW
2026	N/A	-4.86%
2025	-27.24%	+0.79%
2024	-21.43%	-12.63%
2023	-1.67%	-12.87%
2022	+9.00%	-6.95%
2021	+8.30%	+10.61%
2020	-29.32%	+5.50%
2019	+22.98%	+48.46%
2018	+8.36%	-1.75%
2017	-29.10%	-9.85%
2016	+63.40%	+57.37%
2015	-43.23%	+12.97%
2014	+0.62%	+15.96%
2013	+22.80%	+19.31%
2012	N/A	+0.88%
2011	N/A	+4.49%
2010	N/A	+20.03%
2009	N/A	+23.12%
2008	N/A	-20.64%
2007	N/A	-10.84%
2006	N/A	+8.38%
2005	N/A	+32.88%
2004	N/A	+11.02%
2003	N/A	+27.79%
2002	N/A	-5.93%
2001	N/A	+62.52%
2000	N/A	+18.88%
1999	N/A	-2.85%

AMBC vs YORW Drawdown Comparison

The maximum drawdown for AMBC was -81.17%, occurring on May 14, 2025. This drawdown has not yet recovered.

The maximum drawdown for YORW was -46.71%, occurring on Mar 9, 2009. Recovery took 1061 trading sessions.

The current AMBC drawdown is -73.96%. The current YORW drawdown is -37.60%.

Rank	AMBC	YORW
#1	-81.17% Mar 5, 2014 - May 14, 2025	-46.71% Sep 27, 2006 - Dec 14, 2010
#2	-42.78% May 20, 2013 - Feb 24, 2014	-39.60% Sep 2, 2021 - Jan 22, 2025
#3	-6.95% May 8, 2013 - May 17, 2013	-34.30% May 21, 2002 - Apr 30, 2003
#4	-4.22% Feb 28, 2014 - Mar 5, 2014	-27.93% Jan 23, 2020 - Jul 17, 2020
#5	N/A	-27.72% Jun 15, 2017 - Aug 12, 2019
#6	N/A	-21.04% May 10, 2006 - Sep 26, 2006
#7	N/A	-20.30% May 12, 2003 - Jan 26, 2004
#8	N/A	-20.18% Apr 30, 2015 - Dec 21, 2015
#9	N/A	-19.70% Jul 21, 2020 - Mar 19, 2021
#10	N/A	-19.48% Apr 6, 2004 - Apr 18, 2005
#11	N/A	-19.47% Nov 1, 1999 - Aug 31, 2000
#12	N/A	-19.44% Apr 19, 2016 - Nov 16, 2016
#13	N/A	-19.23% Oct 7, 2005 - Nov 30, 2005
#14	N/A	-18.40% Apr 26, 2017 - Jun 15, 2017
#15	N/A	-16.51% Jan 2, 2002 - Mar 18, 2002

Correlation

Correlation between AMBC and YORW is -0.58 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.58

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