ALRS vs NEWTZ

Comparison between Alerus Financial Corp (ALRS, Company) and NewtekOne Inc (NEWTZ, Company).

5-Year PerformanceNEWTZ has outperformed ALRS, delivering a return of +4.0% compared to +0.8%

ALRS vs NEWTZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ALRS(COMPANY)	NEWTZ(COMPANY)
Market Cap	$724M	$720M
Max Drawdown	76.00%	17.42%
Sharpe Ratio	1.38	0.55
5Y Beta	0.80	N/A
Industry	Banks - Regional	Other
P/E Ratio	26.73	10.92
PEG Ratio	0.00	0.70
Dividend Yield	2.93%	5.58%
5Y Dividends CAGR	6.96%	N/A
5Y EPS CAGR	-19.52%	N/A
Debt to Equity	45.10%	136.02%
Free Cash Flow Yield	10.91%	N/A
P/S Ratio	3.04	N/A
P/B Ratio	1.25	N/A

Market Cap

Winner

ALRS

$724M

NEWTZ

$720M

Max Drawdown

ALRS

76.00%

Winner

NEWTZ

17.42%

Sharpe Ratio

Winner

ALRS

1.38

NEWTZ

0.55

5Y Beta

ALRS

0.80

NEWTZ

N/A

Industry

ALRS

Banks - Regional

NEWTZ

Other

P/E Ratio

ALRS

26.73

Winner

NEWTZ

10.92

PEG Ratio

Winner

ALRS

0.00

NEWTZ

0.70

Dividend Yield

ALRS

2.93%

Winner

NEWTZ

5.58%

5Y Dividends CAGR

ALRS

6.96%

NEWTZ

N/A

5Y EPS CAGR

ALRS

-19.52%

NEWTZ

N/A

Debt to Equity

Winner

ALRS

45.10%

NEWTZ

136.02%

Free Cash Flow Yield

ALRS

10.91%

NEWTZ

N/A

P/S Ratio

ALRS

3.04

NEWTZ

N/A

P/B Ratio

ALRS

1.25

NEWTZ

N/A

ALRS vs NEWTZ - Historical Returns

Returns include dividend reinvestment.

Period	ALRS	NEWTZ
1 month	+6.83%	+0.63%
3 months	+20.69%	+1.56%
6 months	+32.78%	+3.38%
1 year	+42.68%	+5.97%
5 years(CAGR)	+0.78%	+4.04%
10 years(CAGR)	+8.21%	N/A
Max(CAGR)	+9.12%	+4.64%

Winner

ALRS

+6.83%

NEWTZ

+0.63%

Winner

ALRS

+20.69%

NEWTZ

+1.56%

Winner

ALRS

+32.78%

NEWTZ

+3.38%

Winner

ALRS

+42.68%

NEWTZ

+5.97%

5Y(CAGR)

ALRS

+0.78%

Winner

NEWTZ

+4.04%

10Y(CAGR)

ALRS

+8.21%

NEWTZ

N/A

Max(CAGR)

Winner

ALRS

+9.12%

NEWTZ

+4.64%

ALRS vs NEWTZ - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	ALRS	NEWTZ
2026	+30.10%	+0.49%
2025	+22.37%	+7.25%
2024	-9.41%	+11.85%
2023	+3.46%	+1.40%
2022	-17.64%	+0.28%
2021	+12.65%	+3.66%
2020	+25.20%	N/A
2019	+17.70%	N/A
2018	-4.84%	N/A
2017	+20.08%	N/A
2016	-7.01%	N/A
2015	-5.84%	N/A
2014	+20.34%	N/A
2013	+68.66%	N/A
2012	+25.48%	N/A
2011	+1.76%	N/A
2010	+13.98%	N/A
2009	-3.42%	N/A
2008	-26.66%	N/A
2007	-8.14%	N/A
2006	+31.91%	N/A
2005	+22.43%	N/A
2004	-17.89%	N/A
2003	+6.76%	N/A
2002	+17.30%	N/A
2001	+32.93%	N/A

ALRS vs NEWTZ Drawdown Comparison

The maximum drawdown for ALRS was -75.49%, occurring on Apr 9, 2001. Recovery took 2732 trading sessions.

The maximum drawdown for NEWTZ was -10.39%, occurring on Mar 22, 2023. Recovery took 737 trading sessions.

The current ALRS drawdown is -7.76%.

Rank	ALRS	NEWTZ
#1	-75.49% Mar 21, 2001 - Jan 31, 2012	-10.39% Feb 8, 2021 - Jan 12, 2024
#2	-61.65% Nov 5, 2021 - May 8, 2023	-2.82% Jan 12, 2024 - Mar 14, 2024
#3	-57.57% Jan 31, 2012 - Apr 1, 2014	-2.36% Jan 24, 2025 - Apr 15, 2025
#4	-39.52% Jul 12, 2018 - Nov 16, 2020	-2.09% Apr 5, 2024 - May 6, 2024
#5	-21.77% Mar 19, 2021 - Nov 3, 2021	-1.75% Dec 31, 2024 - Jan 24, 2025
#6	-21.19% Jan 12, 2021 - Mar 8, 2021	-1.52% Jan 29, 2021 - Feb 8, 2021
#7	-20.95% Sep 16, 2015 - Aug 2, 2017	-1.52% Nov 29, 2024 - Dec 31, 2024
#8	-14.70% Apr 1, 2014 - Sep 15, 2014	-1.50% May 13, 2024 - Jun 4, 2024
#9	-13.11% Sep 17, 2014 - Sep 16, 2015	-1.47% Jul 15, 2024 - Aug 12, 2024
#10	-7.69% Dec 18, 2020 - Jan 7, 2021	-1.00% Apr 15, 2025 - Jun 9, 2025
#11	-6.58% Jan 2, 2001 - Jan 30, 2001	-0.81% Nov 12, 2024 - Nov 21, 2024
#12	-5.49% Nov 16, 2020 - Dec 7, 2020	-0.74% Jun 4, 2024 - Jun 21, 2024
#13	-5.13% Jan 30, 2001 - Mar 21, 2001	-0.70% Mar 14, 2024 - Mar 19, 2024
#14	-3.56% Mar 12, 2021 - Mar 19, 2021	-0.70% Aug 22, 2024 - Sep 11, 2024
#15	-2.60% Apr 13, 2018 - May 11, 2018	-0.62% Jun 21, 2024 - Jul 8, 2024

Correlation

Correlation between ALRS and NEWTZ is -0.13 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.13

-101

Dividend Comparison (2001 - 2026)

ALRS vs NEWTZ dividend yield comparison.

Year	ALRS	NEWTZ
2026	0.73%	1.38%
2025	3.69%	5.46%
2024	4.11%	5.46%
2023	3.35%	5.79%
2022	3.00%	4.16%
2021	2.15%	2.67%
2020	2.19%	0.00%
2019	2.49%	0.00%
2018	2.75%	0.00%
2017	2.35%	0.00%
2016	2.59%	0.00%
2015	2.22%	0.00%
2014	1.94%	0.00%
2013	2.00%	0.00%
2012	3.03%	0.00%
2011	1.76%	0.00%
2010	2.70%	0.00%
2009	3.91%	0.00%
2008	3.38%	0.00%
2007	2.18%	0.00%
2006	1.78%	0.00%
2005	2.09%	0.00%
2004	2.80%	0.00%
2003	4.03%	0.00%
2002	2.28%	0.00%
2001	3.18%	0.00%