ALRS vs HTB

Comparison between Alerus Financial Corp (ALRS, Company) and HomeTrust Bancshares Inc (HTB, Company).

Both ALRS and HTB are from the Financial Services sector.

5-Year PerformanceHTB has outperformed ALRS, delivering a return of +13.3% compared to +6.1%

ALRS vs HTB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ALRS(COMPANY)	HTB(COMPANY)
Market Cap	$811M	$811M
Max Drawdown	76.00%	58.26%
Sharpe Ratio	1.62	0.77
5Y Beta	0.78	0.75
Industry	Banks - Regional	Banks - Regional
P/E Ratio	29.94	12.51
Forward P/E	N/A	11.34
PEG Ratio	0.00	0.51
Dividend Yield	2.61%	1.09%
5Y Dividends CAGR	11.69%	12.05%
5Y EPS CAGR	-19.52%	26.67%
Debt to Equity	45.10%	0.00%
Free Cash Flow Yield	9.74%	10.45%
P/S Ratio	3.42	3.88
P/B Ratio	1.41	1.38

Market Cap

Winner

ALRS

$811M

HTB

$811M

Max Drawdown

ALRS

76.00%

Winner

HTB

58.26%

Sharpe Ratio

Winner

ALRS

1.62

HTB

0.77

5Y Beta

ALRS

0.78

Winner

HTB

0.75

Industry

ALRS

Banks - Regional

HTB

Banks - Regional

P/E Ratio

ALRS

29.94

Winner

HTB

12.51

Forward P/E

ALRS

N/A

HTB

11.34

PEG Ratio

Winner

ALRS

0.00

HTB

0.51

Dividend Yield

Winner

ALRS

2.61%

HTB

1.09%

5Y Dividends CAGR

ALRS

11.69%

Winner

HTB

12.05%

5Y EPS CAGR

ALRS

-19.52%

Winner

HTB

26.67%

Debt to Equity

ALRS

45.10%

Winner

HTB

0.00%

Free Cash Flow Yield

ALRS

9.74%

Winner

HTB

10.45%

P/S Ratio

Winner

ALRS

3.42

HTB

3.88

P/B Ratio

ALRS

1.41

Winner

HTB

1.38

ALRS vs HTB - Historical Returns

Returns include dividend reinvestment.

Period	ALRS	HTB
1 month	+7.59%	-0.54%
3 months	+29.30%	+9.51%
6 months	+40.43%	+16.02%
1 year	+56.46%	+19.60%
5 years(CAGR)	+6.08%	+13.34%
10 years(CAGR)	+9.64%	+11.24%
Max(CAGR)	+9.62%	+11.51%

Winner

ALRS

+7.59%

HTB

-0.54%

Winner

ALRS

+29.30%

HTB

+9.51%

Winner

ALRS

+40.43%

HTB

+16.02%

Winner

ALRS

+56.46%

HTB

+19.60%

5Y(CAGR)

ALRS

+6.08%

Winner

HTB

+13.34%

10Y(CAGR)

ALRS

+9.64%

Winner

HTB

+11.24%

Max(CAGR)

ALRS

+9.62%

Winner

HTB

+11.51%

ALRS vs HTB - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	ALRS	HTB
2026	+48.00%	+14.48%
2025	+22.37%	+30.76%
2024	-9.41%	+27.95%
2023	+3.46%	+15.08%
2022	-17.64%	-22.21%
2021	+12.65%	+60.25%
2020	+25.20%	-26.69%
2019	+17.70%	+0.77%
2018	-4.84%	+2.10%
2017	+20.08%	-1.15%
2016	-7.01%	+33.37%
2015	-5.84%	+24.62%
2014	+20.34%	+3.41%
2013	+68.66%	+16.80%
2012	+25.48%	+15.47%
2011	+1.76%	N/A
2010	+13.98%	N/A
2009	-3.42%	N/A
2008	-26.66%	N/A
2007	-8.14%	N/A
2006	+31.91%	N/A
2005	+22.43%	N/A
2004	-17.89%	N/A
2003	+6.76%	N/A
2002	+17.30%	N/A
2001	+32.93%	N/A

ALRS vs HTB Drawdown Comparison

The maximum drawdown for ALRS was -75.49%, occurring on Apr 9, 2001. Recovery took 2732 trading sessions.

The maximum drawdown for HTB was -57.65%, occurring on Mar 20, 2020. Recovery took 664 trading sessions.

The current HTB drawdown is -4.10%.

Rank	ALRS	HTB
#1	-75.49% Mar 21, 2001 - Jan 31, 2012	-57.65% Sep 25, 2018 - May 17, 2021
#2	-61.65% Nov 5, 2021 - Jul 1, 2026	-42.93% Jan 14, 2022 - Jul 11, 2024
#3	-57.57% Jan 31, 2012 - Apr 1, 2014	-17.43% Nov 25, 2024 - Jul 2, 2025
#4	-39.52% Jul 12, 2018 - Nov 16, 2020	-17.10% Dec 19, 2016 - Nov 30, 2017
#5	-21.77% Mar 19, 2021 - Nov 3, 2021	-16.16% Dec 29, 2015 - Nov 11, 2016
#6	-21.19% Jan 12, 2021 - Mar 8, 2021	-14.06% Jul 5, 2013 - Jul 2, 2015
#7	-20.95% Sep 16, 2015 - Aug 2, 2017	-12.73% Jun 16, 2021 - Oct 8, 2021
#8	-14.70% Apr 1, 2014 - Sep 15, 2014	-12.64% Sep 19, 2024 - Nov 6, 2024
#9	-13.11% Sep 17, 2014 - Sep 16, 2015	-9.75% Dec 18, 2017 - Mar 9, 2018
#10	-7.69% Dec 18, 2020 - Jan 7, 2021	-9.67% Sep 18, 2025 - Dec 10, 2025
#11	-6.58% Jan 2, 2001 - Jan 30, 2001	-9.20% Dec 16, 2025 - Apr 9, 2026
#12	-5.49% Nov 16, 2020 - Dec 7, 2020	-8.99% Jul 31, 2024 - Aug 23, 2024
#13	-5.13% Jan 30, 2001 - Mar 21, 2001	-8.73% Jul 24, 2025 - Aug 22, 2025
#14	-3.87% Jul 1, 2026 - Jul 15, 2026	-7.93% Nov 23, 2021 - Jan 6, 2022
#15	-3.56% Mar 12, 2021 - Mar 19, 2021	-7.03% Oct 8, 2012 - Jan 2, 2013

Correlation

Correlation between ALRS and HTB is 0.78 which considered as a strong positive correlation - the stocks tend to move together.

0.78

-101

Dividend Comparison (2001 - 2026)

ALRS vs HTB dividend yield comparison.

Year	ALRS	HTB
2026	1.31%	0.57%
2025	3.69%	0.86%
2024	4.11%	1.34%
2023	3.35%	1.52%
2022	3.00%	1.53%
2021	2.15%	1.07%
2020	2.19%	1.50%
2019	2.49%	0.93%
2018	2.75%	0.23%
2017	2.35%	0.00%
2016	2.59%	0.00%
2015	2.22%	0.00%
2014	1.94%	0.00%
2013	2.00%	0.00%
2012	3.03%	0.00%
2011	1.76%	0.00%
2010	2.70%	0.00%
2009	3.91%	0.00%
2008	3.38%	0.00%
2007	2.18%	0.00%
2006	1.78%	0.00%
2005	2.09%	0.00%
2004	2.80%	0.00%
2003	4.03%	0.00%
2002	2.28%	0.00%
2001	3.18%	0.00%