ALLY vs WSO

Comparison between Ally Financial Inc (ALLY, Company) and Watsco Inc - Class A (WSO, Company).

ALLY is from the Financial Services sector, while WSO is from the Industrials sector.

5-Year PerformanceWSO has outperformed ALLY, delivering a return of +7.0% compared to +0.0%

ALLY vs WSO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ALLY(COMPANY)	WSO(COMPANY)
Market Cap	$14B	$14B
Max Drawdown	66.62%	57.62%
Sharpe Ratio	0.54	-0.75
5Y Beta	1.22	0.86
Industry	Credit Services	Industrial Distribution
P/E Ratio	9.85	27.79
Forward P/E	8.29	28.33
PEG Ratio	0.03	1.66
Dividend Yield	2.63%	3.22%
5Y Dividends CAGR	14.57%	15.93%
5Y EPS CAGR	-5.10%	19.70%
Debt to Equity	121.96%	0.00%
Free Cash Flow Yield	30.29%	5.06%
P/S Ratio	1.77	2.06
P/B Ratio	1.02	5.56

Market Cap

Winner

ALLY

$14B

WSO

$14B

Max Drawdown

ALLY

66.62%

Winner

WSO

57.62%

Sharpe Ratio

Winner

ALLY

0.54

WSO

-0.75

5Y Beta

ALLY

1.22

Winner

WSO

0.86

Industry

ALLY

Credit Services

WSO

Industrial Distribution

P/E Ratio

Winner

ALLY

9.85

WSO

27.79

Forward P/E

Winner

ALLY

8.29

WSO

28.33

PEG Ratio

Winner

ALLY

0.03

WSO

1.66

Dividend Yield

ALLY

2.63%

Winner

WSO

3.22%

5Y Dividends CAGR

ALLY

14.57%

Winner

WSO

15.93%

5Y EPS CAGR

ALLY

-5.10%

Winner

WSO

19.70%

Debt to Equity

ALLY

121.96%

Winner

WSO

0.00%

Free Cash Flow Yield

Winner

ALLY

30.29%

WSO

5.06%

P/S Ratio

Winner

ALLY

1.77

WSO

2.06

P/B Ratio

Winner

ALLY

1.02

WSO

5.56

ALLY vs WSO - Historical Returns

Returns include dividend reinvestment.

Period	ALLY	WSO
1 month	-2.79%	-6.39%
3 months	-1.66%	-17.04%
6 months	+8.46%	-4.73%
1 year	+14.85%	-23.70%
5 years(CAGR)	+0.02%	+7.03%
10 years(CAGR)	+12.78%	+13.07%
Max(CAGR)	+7.46%	+17.56%

Winner

ALLY

-2.79%

WSO

-6.39%

Winner

ALLY

-1.66%

WSO

-17.04%

Winner

ALLY

+8.46%

WSO

-4.73%

Winner

ALLY

+14.85%

WSO

-23.70%

5Y(CAGR)

ALLY

+0.02%

Winner

WSO

+7.03%

10Y(CAGR)

ALLY

+12.78%

Winner

WSO

+13.07%

Max(CAGR)

ALLY

+7.46%

Winner

WSO

+17.56%

ALLY vs WSO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ALLY	WSO
2026	-2.56%	+6.14%
2025	+30.85%	-26.25%
2024	+5.11%	+15.59%
2023	+49.22%	+72.85%
2022	-47.95%	-15.46%
2021	+36.92%	+42.70%
2020	+20.06%	+31.13%
2019	+36.66%	+34.90%
2018	-21.39%	-15.44%
2017	+54.37%	+17.80%
2016	+2.89%	+31.98%
2015	-21.18%	+12.90%
2014	-1.50%	+15.03%
2013	N/A	+26.23%
2012	N/A	+25.50%
2011	N/A	+5.92%
2010	N/A	+31.75%
2009	N/A	+27.70%
2008	N/A	+12.47%
2007	N/A	-20.57%
2006	N/A	-24.16%
2005	N/A	+75.41%
2004	N/A	+55.09%
2003	N/A	+39.42%
2002	N/A	+16.77%
2001	N/A	+24.98%
2000	N/A	+2.27%
1999	N/A	+13.44%

ALLY vs WSO Drawdown Comparison

The maximum drawdown for ALLY was -66.24%, occurring on Mar 20, 2020. Recovery took 315 trading sessions.

The maximum drawdown for WSO was -54.14%, occurring on Jan 18, 2008. Recovery took 1046 trading sessions.

The current ALLY drawdown is -7.69%. The current WSO drawdown is -33.50%.

Rank	ALLY	WSO
#1	-66.24% Sep 12, 2019 - Dec 10, 2020	-54.14% Feb 24, 2006 - Apr 22, 2010
#2	-58.15% Jun 1, 2021 - Mar 17, 2023	-43.26% May 23, 2000 - Mar 7, 2002
#3	-40.90% May 8, 2014 - Oct 20, 2017	-41.64% Nov 25, 2024 - Nov 20, 2025
#4	-31.31% Jan 30, 2018 - Apr 26, 2019	-35.08% Nov 15, 1999 - Apr 20, 2000
#5	-11.85% Jan 20, 2021 - Feb 4, 2021	-33.03% May 3, 2002 - Sep 2, 2003
#6	-11.51% Jul 24, 2019 - Sep 9, 2019	-29.53% Jun 12, 2018 - Dec 6, 2019
#7	-7.06% Mar 17, 2021 - Apr 5, 2021	-28.58% Apr 6, 2011 - Feb 1, 2012
#8	-5.32% May 7, 2021 - May 17, 2021	-27.17% Dec 15, 2021 - Feb 2, 2023
#9	-5.03% Nov 6, 2017 - Nov 30, 2017	-24.30% Mar 9, 2020 - Jun 9, 2020
#10	-4.25% Feb 19, 2021 - Mar 1, 2021	-17.92% Apr 22, 2014 - Dec 3, 2014
#11	-4.04% Apr 26, 2019 - Jun 20, 2019	-17.41% Oct 23, 2015 - Mar 18, 2016
#12	-2.93% Feb 16, 2021 - Feb 19, 2021	-17.17% Apr 22, 2010 - Dec 2, 2010
#13	-2.78% Dec 15, 2020 - Dec 21, 2020	-17.14% Apr 25, 2000 - May 22, 2000
#14	-2.70% Apr 19, 2021 - Apr 21, 2021	-16.18% Jul 19, 2012 - Oct 4, 2012
#15	-2.69% May 17, 2021 - May 27, 2021	-15.96% Apr 22, 2004 - Sep 21, 2004

Correlation

Correlation between ALLY and WSO is 0.78 which considered as a strong positive correlation - the stocks tend to move together.

0.78

-101

Dividend Comparison (2000 - 2026)

ALLY vs WSO dividend yield comparison.

Year	ALLY	WSO
2026	1.36%	2.67%
2025	2.65%	3.47%
2024	3.33%	2.23%
2023	3.44%	2.29%
2022	4.91%	3.43%
2021	1.85%	2.44%
2020	2.13%	3.06%
2019	2.23%	3.55%
2018	2.47%	4.02%
2017	1.37%	2.71%
2016	0.84%	2.43%
2015	0.00%	2.39%
2014	0.00%	1.87%
2013	0.00%	1.20%
2012	0.00%	9.99%
2011	0.00%	3.40%
2010	0.00%	3.23%
2009	0.00%	3.86%
2008	0.00%	4.56%
2007	0.00%	3.56%
2006	0.00%	2.01%
2005	0.00%	1.04%
2004	0.00%	1.08%
2003	0.00%	0.88%
2002	0.00%	0.70%
2001	0.00%	0.70%
2000	0.00%	1.04%