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AII vs WSBF

Comparison between American Integrity Insurance Group Inc (AII, Company) and Waterstone Financial Inc (WSBF, Company).

Both AII and WSBF are from the Financial Services sector.

AII vs WSBF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
AII
$355M
WSBF
$354M
Max Drawdown
Winner
AII
37.53%
WSBF
90.63%
Sharpe Ratio
AII
0.39
Winner
WSBF
1.62
5Y Beta
Winner
AII
0.18
WSBF
0.54
Industry
AII
Insurance - Property & Casualty
WSBF
Banks - Regional
P/E Ratio
Winner
AII
4.36
WSBF
12.28
Forward P/E
Winner
AII
6.46
WSBF
20.70
PEG Ratio
AII
N/A
WSBF
0.19
Dividend Yield
AII
N/A
WSBF
3.15%
5Y Dividends CAGR
AII
N/A
WSBF
-11.31%
5Y EPS CAGR
AII
N/A
WSBF
-17.57%
Debt to Equity
Winner
AII
0.15%
WSBF
118.62%
Free Cash Flow Yield
Winner
AII
19.91%
WSBF
-1.44%
P/S Ratio
Winner
AII
1.20
WSBF
2.37
P/B Ratio
AII
1.09
Winner
WSBF
1.02

AII vs WSBF - Historical Returns

Returns include dividend reinvestment.

1M
Winner
AII
+3.38%
WSBF
+2.31%
3M
AII
-5.19%
Winner
WSBF
+12.99%
6M
AII
+6.25%
Winner
WSBF
+15.52%
1Y
AII
+12.25%
Winner
WSBF
+51.58%
5Y(CAGR)
AII
N/A
WSBF
+5.58%
10Y(CAGR)
AII
N/A
WSBF
+8.27%
Max(CAGR)
Winner
AII
+13.29%
WSBF
+6.27%

AII vs WSBF - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

YearAIIWSBF
2026-2.60%+25.19%
2025+23.25%+32.10%
2024N/A+0.08%
2023N/A-14.51%
2022N/A-16.42%
2021N/A+24.78%
2020N/A+7.67%
2019N/A+20.35%
2018N/A+3.40%
2017N/A-3.47%
2016N/A+34.85%
2015N/A+9.96%
2014N/A+32.45%
2013N/A+36.87%
2012N/A+306.26%
2011N/A-42.02%
2010N/A+37.71%
2009N/A-40.41%
2008N/A-73.41%
2007N/A-27.94%
2006N/A+54.15%
2005N/A+1.69%

AII vs WSBF Drawdown Comparison

The maximum drawdown for AII was -34.17%, occurring on May 29, 2026. This drawdown has not yet recovered.

The maximum drawdown for WSBF was -90.63%, occurring on Dec 17, 2009. Recovery took 2492 trading sessions.

The current AII drawdown is -24.95%. The current WSBF drawdown is -3.13%.

RankAIIWSBF
#1-34.17%
Nov 11, 2025 - May 29, 2026
-90.63%
Sep 18, 2006 - Aug 11, 2016
#2-8.36%
Jul 1, 2025 - Jul 30, 2025
-51.09%
Jan 6, 2022 - Jan 22, 2026
#3-8.10%
May 13, 2025 - Jun 24, 2025
-33.12%
Dec 17, 2019 - Nov 16, 2020
#4-6.36%
Oct 8, 2025 - Oct 24, 2025
-16.14%
Oct 27, 2017 - Oct 24, 2019
#5-6.14%
Aug 5, 2025 - Aug 15, 2025
-11.30%
Jun 9, 2017 - Sep 27, 2017
#6-5.87%
Aug 15, 2025 - Aug 25, 2025
-10.58%
Oct 6, 2005 - Nov 30, 2005
#7-4.85%
Sep 22, 2025 - Oct 2, 2025
-8.79%
Dec 9, 2016 - Feb 16, 2017
#8-3.47%
Oct 27, 2025 - Nov 5, 2025
-8.59%
Feb 16, 2017 - Apr 24, 2017
#9-3.27%
Aug 25, 2025 - Aug 29, 2025
-7.97%
Jun 30, 2006 - Aug 29, 2006
#10-3.00%
Aug 29, 2025 - Sep 11, 2025
-7.19%
Jan 22, 2026 - Jan 29, 2026
#11-1.18%
Jun 24, 2025 - Jun 26, 2025
-7.18%
Apr 12, 2021 - Aug 6, 2021
#12-0.96%
Jul 31, 2025 - Aug 5, 2025
-6.98%
Feb 2, 2026 - Apr 9, 2026
#13-0.89%
Jun 26, 2025 - Jun 30, 2025
-6.56%
Jul 1, 2026 - Jul 8, 2026
#14-0.55%
Sep 11, 2025 - Sep 15, 2025
-6.33%
May 3, 2017 - Jun 9, 2017
#15-0.52%
Sep 17, 2025 - Sep 19, 2025
-6.07%
Nov 12, 2021 - Jan 4, 2022

Correlation

Correlation between AII and WSBF is 0.09 which considered as a very weak or no correlation - the stocks move independently of each other.

0.09
-101

Dividend Comparison (2014 - 2026)

AII vs WSBF dividend yield comparison.

YearAIIWSBF
20265.47%2.44%
20250.00%3.63%
20240.00%4.46%
20230.00%5.28%
20220.00%7.54%
20210.00%5.95%
20200.00%6.80%
20190.00%5.15%
20180.00%5.85%
20170.00%5.75%
20160.00%1.41%
20150.00%1.42%
20140.00%1.14%

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