AII vs FNLC

Comparison between American Integrity Insurance Group Inc (AII, Company) and First Bancorp Inc (ME) (FNLC, Company).

Both AII and FNLC are from the Financial Services sector.

AII vs FNLC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AII(COMPANY)	FNLC(COMPANY)
Market Cap	$328M	$327M
Max Drawdown	37.53%	54.58%
Sharpe Ratio	0.26	0.91
5Y Beta	0.48	0.63
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	4.02	8.98
Forward P/E	5.97	12.20
PEG Ratio	N/A	0.32
Dividend Yield	N/A	5.08%
5Y Dividends CAGR	N/A	3.62%
5Y EPS CAGR	N/A	3.69%
Debt to Equity	0.15%	68.27%
Free Cash Flow Yield	21.58%	17.11%
P/S Ratio	1.10	3.41
P/B Ratio	0.97	1.14

Market Cap

Winner

AII

$328M

FNLC

$327M

Max Drawdown

Winner

AII

37.53%

FNLC

54.58%

Sharpe Ratio

AII

0.26

Winner

FNLC

0.91

5Y Beta

Winner

AII

0.48

FNLC

0.63

Industry

AII

Insurance - Property & Casualty

FNLC

Banks - Regional

P/E Ratio

Winner

AII

4.02

FNLC

8.98

Forward P/E

Winner

AII

5.97

FNLC

12.20

PEG Ratio

AII

N/A

FNLC

0.32

Dividend Yield

AII

N/A

FNLC

5.08%

5Y Dividends CAGR

AII

N/A

FNLC

3.62%

5Y EPS CAGR

AII

N/A

FNLC

3.69%

Debt to Equity

Winner

AII

0.15%

FNLC

68.27%

Free Cash Flow Yield

Winner

AII

21.58%

FNLC

17.11%

P/S Ratio

Winner

AII

1.10

FNLC

3.41

P/B Ratio

Winner

AII

0.97

FNLC

1.14

AII vs FNLC - Historical Returns

Returns include dividend reinvestment.

Period	AII	FNLC
1 month	-13.69%	+0.62%
3 months	-16.77%	+4.34%
6 months	-14.30%	+17.86%
1 year	+6.09%	+27.92%
5 years(CAGR)	N/A	+3.57%
10 years(CAGR)	N/A	+8.62%
Max(CAGR)	+3.93%	+10.83%

AII

-13.69%

Winner

FNLC

+0.62%

AII

-16.77%

Winner

FNLC

+4.34%

AII

-14.30%

Winner

FNLC

+17.86%

AII

+6.09%

Winner

FNLC

+27.92%

5Y(CAGR)

AII

N/A

FNLC

+3.57%

10Y(CAGR)

AII

N/A

FNLC

+8.62%

Max(CAGR)

AII

+3.93%

Winner

FNLC

+10.83%

AII vs FNLC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AII	FNLC
2026	-12.73%	+12.99%
2025	+23.25%	+5.14%
2024	N/A	+1.93%
2023	N/A	+0.46%
2022	N/A	-2.14%
2021	N/A	+26.95%
2020	N/A	-11.88%
2019	N/A	+18.33%
2018	N/A	+0.64%
2017	N/A	-12.07%
2016	N/A	+75.82%
2015	N/A	+19.08%
2014	N/A	+11.20%
2013	N/A	+3.43%
2012	N/A	+7.41%
2011	N/A	+2.34%
2010	N/A	+6.95%
2009	N/A	-15.86%
2008	N/A	+40.30%
2007	N/A	-8.26%
2006	N/A	-1.44%
2005	N/A	+3.95%
2004	N/A	+7.52%
2003	N/A	+59.32%
2002	N/A	+47.49%
2001	N/A	+49.31%
2000	N/A	-2.77%
1999	N/A	-8.95%

AII vs FNLC Drawdown Comparison

The maximum drawdown for AII was -34.17%, occurring on May 29, 2026. This drawdown has not yet recovered.

The maximum drawdown for FNLC was -49.46%, occurring on Mar 9, 2009. Recovery took 184 trading sessions.

The current AII drawdown is -32.76%. The current FNLC drawdown is -2.74%.

Rank	AII	FNLC
#1	-34.17% Nov 11, 2025 - May 29, 2026	-49.46% Oct 2, 2008 - Jun 26, 2009
#2	-8.36% Jul 1, 2025 - Jul 30, 2025	-39.85% Dec 20, 2019 - Mar 8, 2021
#3	-8.10% May 13, 2025 - Jun 24, 2025	-39.75% Jun 26, 2009 - Mar 15, 2013
#4	-6.36% Oct 8, 2025 - Oct 24, 2025	-36.73% Jun 4, 2004 - Sep 19, 2008
#5	-6.14% Aug 5, 2025 - Aug 15, 2025	-29.33% Jan 14, 2022 - Nov 6, 2024
#6	-5.87% Aug 15, 2025 - Aug 25, 2025	-27.76% Nov 5, 1999 - Jun 7, 2001
#7	-4.85% Sep 22, 2025 - Oct 2, 2025	-25.01% Nov 6, 2024 - Feb 4, 2026
#8	-3.47% Oct 27, 2025 - Nov 5, 2025	-22.61% Dec 30, 2016 - Aug 2, 2018
#9	-3.27% Aug 25, 2025 - Aug 29, 2025	-19.97% Dec 1, 2015 - Jul 11, 2016
#10	-3.00% Aug 29, 2025 - Sep 11, 2025	-19.00% Aug 2, 2018 - Dec 16, 2019
#11	-1.18% Jun 24, 2025 - Jun 26, 2025	-18.07% May 3, 2002 - Nov 4, 2002
#12	-0.96% Jul 31, 2025 - Aug 5, 2025	-15.22% Jun 8, 2021 - Nov 23, 2021
#13	-0.89% Jun 26, 2025 - Jun 30, 2025	-12.29% Dec 29, 2003 - Apr 29, 2004
#14	-0.55% Sep 11, 2025 - Sep 15, 2025	-11.91% Mar 15, 2013 - Jul 5, 2013
#15	-0.52% Sep 17, 2025 - Sep 19, 2025	-11.48% Oct 18, 2013 - Jul 1, 2014

Correlation

Correlation between AII and FNLC is -0.16 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.16

-101

Dividend Comparison (1999 - 2026)

AII vs FNLC dividend yield comparison.

Year	AII	FNLC
2026	6.10%	2.55%
2025	0.00%	5.52%
2024	0.00%	5.19%
2023	0.00%	4.89%
2022	0.00%	4.41%
2021	0.00%	4.01%
2020	0.00%	4.80%
2019	0.00%	3.90%
2018	0.00%	4.03%
2017	0.00%	3.89%
2016	0.00%	2.72%
2015	0.00%	3.18%
2014	0.00%	5.69%
2013	0.00%	4.48%
2012	0.00%	4.74%
2011	0.00%	5.07%
2010	0.00%	4.94%
2009	0.00%	3.79%
2008	0.00%	4.75%
2007	0.00%	4.58%
2006	0.00%	3.53%
2005	0.00%	2.90%
2004	0.00%	2.45%
2003	0.00%	2.20%
2002	0.00%	2.99%
2001	0.00%	2.71%
2000	0.00%	4.31%
1999	0.00%	0.86%