AFYA vs PRA

Comparison between Afya Ltd - Class A (AFYA, Company) and Proassurance Corporation (PRA, Company).

AFYA is from the Consumer Defensive sector, while PRA is from the Financial Services sector.

5-Year PerformancePRA has outperformed AFYA, delivering a return of +1.6% compared to -11.0%

AFYA vs PRA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AFYA(COMPANY)	PRA(COMPANY)
Market Cap	$1.27B	$1.27B
Max Drawdown	72.09%	82.71%
Sharpe Ratio	-0.80	0.64
5Y Beta	0.59	0.21
Industry	Education & Training Services	Insurance - Property & Casualty
P/E Ratio	9.01	48.75
Forward P/E	7.13	16.86
PEG Ratio	0.40	N/A
Dividend Yield	4.68%	N/A
5Y Dividends CAGR	N/A	-49.75%
5Y EPS CAGR	21.83%	-23.40%
Debt to Equity	67.47%	31.32%
Free Cash Flow Yield	17.34%	-2.78%

Market Cap

AFYA

$1.27B

Winner

PRA

$1.27B

Max Drawdown

Winner

AFYA

72.09%

PRA

82.71%

Sharpe Ratio

AFYA

-0.80

Winner

PRA

0.64

5Y Beta

AFYA

0.59

Winner

PRA

0.21

Industry

AFYA

Education & Training Services

PRA

Insurance - Property & Casualty

P/E Ratio

Winner

AFYA

9.01

PRA

48.75

Forward P/E

Winner

AFYA

7.13

PRA

16.86

PEG Ratio

AFYA

0.40

PRA

N/A

Dividend Yield

AFYA

4.68%

PRA

N/A

5Y Dividends CAGR

AFYA

N/A

PRA

-49.75%

5Y EPS CAGR

Winner

AFYA

21.83%

PRA

-23.40%

Debt to Equity

AFYA

67.47%

Winner

PRA

31.32%

Free Cash Flow Yield

Winner

AFYA

17.34%

PRA

-2.78%

AFYA vs PRA - Historical Returns

Returns include dividend reinvestment.

Period	AFYA	PRA
1 month	-1.40%	+0.12%
3 months	+2.94%	+0.65%
6 months	+0.27%	+1.86%
1 year	-19.96%	+7.55%
5 years(CAGR)	-10.96%	+1.56%
10 years(CAGR)	N/A	-4.10%
Max(CAGR)	-6.60%	+5.15%

AFYA

-1.40%

Winner

PRA

+0.12%

Winner

AFYA

+2.94%

PRA

+0.65%

AFYA

+0.27%

Winner

PRA

+1.86%

AFYA

-19.96%

Winner

PRA

+7.55%

5Y(CAGR)

AFYA

-10.96%

Winner

PRA

+1.56%

10Y(CAGR)

AFYA

N/A

PRA

-4.10%

Max(CAGR)

AFYA

-6.60%

Winner

PRA

+5.15%

AFYA vs PRA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AFYA	PRA
2026	-1.81%	+2.62%
2025	-0.13%	+53.79%
2024	-25.41%	+15.29%
2023	+35.45%	-21.38%
2022	+5.47%	-29.67%
2021	-35.90%	+40.48%
2020	-8.27%	-49.97%
2019	+13.73%	-5.85%
2018	N/A	-24.21%
2017	N/A	+12.84%
2016	N/A	+30.15%
2015	N/A	+12.83%
2014	N/A	+3.46%
2013	N/A	+13.66%
2012	N/A	+10.78%
2011	N/A	+30.98%
2010	N/A	+11.62%
2009	N/A	+4.62%
2008	N/A	-2.24%
2007	N/A	+9.34%
2006	N/A	+1.98%
2005	N/A	+24.65%
2004	N/A	+21.76%
2003	N/A	+53.31%
2002	N/A	+23.67%
2001	N/A	+9.87%
2000	N/A	-16.80%
1999	N/A	-7.52%

AFYA vs PRA Drawdown Comparison

The maximum drawdown for AFYA was -72.09%, occurring on Jul 11, 2022. This drawdown has not yet recovered.

The maximum drawdown for PRA was -78.82%, occurring on Jul 9, 2024. This drawdown has not yet recovered.

The current AFYA drawdown is -54.00%. The current PRA drawdown is -52.07%.

Rank	AFYA	PRA
#1	-72.09% Aug 27, 2019 - Jul 11, 2022	-78.82% Dec 18, 2017 - Jul 9, 2024
#2	-15.46% Jul 31, 2019 - Aug 22, 2019	-56.88% Nov 8, 1999 - Mar 21, 2003
#3	-1.20% Jul 19, 2019 - Jul 23, 2019	-37.30% Sep 19, 2008 - Apr 28, 2011
#4	-0.59% Aug 22, 2019 - Aug 26, 2019	-22.34% Jul 22, 2013 - Aug 14, 2015
#5	N/A	-22.23% Feb 1, 2008 - Sep 18, 2008
#6	N/A	-19.67% Jun 27, 2003 - Oct 29, 2003
#7	N/A	-19.29% May 11, 2004 - Nov 9, 2004
#8	N/A	-17.43% Apr 27, 2017 - Nov 30, 2017
#9	N/A	-15.03% Jun 4, 2007 - Jan 23, 2008
#10	N/A	-13.41% Mar 29, 2006 - Apr 13, 2007
#11	N/A	-12.65% Mar 4, 2005 - Jul 5, 2005
#12	N/A	-12.09% Jan 20, 2004 - Mar 1, 2004
#13	N/A	-11.13% Oct 29, 2015 - May 27, 2016
#14	N/A	-8.80% Dec 17, 2004 - Mar 1, 2005
#15	N/A	-8.70% Jul 21, 2011 - Aug 30, 2011

Correlation

Correlation between AFYA and PRA is 0.25 which considered as a very weak or no correlation - the stocks move independently of each other.

0.25

-101

Dividend Comparison (2011 - 2026)

AFYA vs PRA dividend yield comparison.

Year	AFYA	PRA
2026	4.66%	0.00%
2025	1.51%	0.00%
2023	0.00%	0.36%
2022	0.00%	1.14%
2021	0.00%	0.79%
2020	0.00%	2.59%
2019	0.00%	3.43%
2018	0.00%	4.29%
2017	0.00%	10.38%
2016	0.00%	10.55%
2015	0.00%	4.62%
2014	0.00%	8.55%
2013	0.00%	2.17%
2012	0.00%	4.15%
2011	0.00%	0.63%