AFRM vs XPO

Comparison between Affirm Holdings Inc - Class A (AFRM, Company) and XPO Inc (XPO, Company).

AFRM is from the Financial Services sector, while XPO is from the Industrials sector.

5-Year PerformanceXPO has outperformed AFRM, delivering a return of +33.8% compared to +3.7%

AFRM vs XPO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AFRM(COMPANY)	XPO(COMPANY)
Market Cap	$25B	$25B
Max Drawdown	94.71%	82.85%
Sharpe Ratio	0.38	1.21
5Y Beta	2.47	1.49
Industry	Credit Services	Trucking
P/E Ratio	78.14	72.02
Forward P/E	38.02	45.05
PEG Ratio	0.75	2.33
5Y EPS CAGR	N/A	22.17%
Debt to Equity	234.55%	171.37%
Free Cash Flow Yield	3.16%	1.12%
P/S Ratio	6.23	3.02
P/B Ratio	6.61	13.63

Market Cap

AFRM

$25B

Winner

XPO

$25B

Max Drawdown

AFRM

94.71%

Winner

XPO

82.85%

Sharpe Ratio

AFRM

0.38

Winner

XPO

1.21

5Y Beta

AFRM

2.47

Winner

XPO

1.49

Industry

AFRM

Credit Services

XPO

Trucking

P/E Ratio

AFRM

78.14

Winner

XPO

72.02

Forward P/E

Winner

AFRM

38.02

XPO

45.05

PEG Ratio

Winner

AFRM

0.75

XPO

2.33

5Y EPS CAGR

AFRM

N/A

XPO

22.17%

Debt to Equity

AFRM

234.55%

Winner

XPO

171.37%

Free Cash Flow Yield

Winner

AFRM

3.16%

XPO

1.12%

P/S Ratio

AFRM

6.23

Winner

XPO

3.02

P/B Ratio

Winner

AFRM

6.61

XPO

13.63

AFRM vs XPO - Historical Returns

Returns include dividend reinvestment.

Period	AFRM	XPO
1 month	-9.57%	+8.22%
3 months	+10.22%	-4.77%
6 months	-1.68%	+44.64%
1 year	+6.70%	+56.98%
5 years(CAGR)	+3.65%	+33.78%
10 years(CAGR)	N/A	+36.09%
Max(CAGR)	-5.72%	+23.51%

AFRM

-9.57%

Winner

XPO

+8.22%

Winner

AFRM

+10.22%

XPO

-4.77%

AFRM

-1.68%

Winner

XPO

+44.64%

AFRM

+6.70%

Winner

XPO

+56.98%

5Y(CAGR)

AFRM

+3.65%

Winner

XPO

+33.78%

10Y(CAGR)

AFRM

N/A

XPO

+36.09%

Max(CAGR)

AFRM

-5.72%

Winner

XPO

+23.51%

AFRM vs XPO - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	AFRM	XPO
2026	-5.13%	+53.48%
2025	+19.07%	+2.57%
2024	+30.69%	+54.51%
2023	+440.00%	+170.76%
2022	-89.84%	-25.79%
2021	+3.41%	+14.16%
2020	N/A	+48.15%
2019	N/A	+38.25%
2018	N/A	-38.33%
2017	N/A	+109.59%
2016	N/A	+63.05%
2015	N/A	-32.93%
2014	N/A	+49.69%
2013	N/A	+52.14%
2012	N/A	+46.79%
2011	N/A	+17.40%
2010	N/A	+99.99%
2009	N/A	+18.52%
2008	N/A	+0.00%
2007	N/A	-3.15%
2006	N/A	+73.97%
2005	N/A	-52.78%
2004	N/A	+14.50%
2003	N/A	+10.40%

AFRM vs XPO Drawdown Comparison

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The maximum drawdown for XPO was -82.85%, occurring on May 17, 2005. Recovery took 1708 trading sessions.

The current AFRM drawdown is -58.33%. The current XPO drawdown is -6.73%.

Rank	AFRM	XPO
#1	-94.71% Nov 4, 2021 - Dec 27, 2022	-82.85% Jan 28, 2004 - Nov 8, 2010
#2	-65.45% Feb 11, 2021 - Oct 8, 2021	-64.48% Sep 27, 2018 - Dec 3, 2020
#3	-17.12% Jan 22, 2021 - Feb 8, 2021	-61.31% May 28, 2015 - Feb 27, 2017
#4	-9.22% Jan 15, 2021 - Jan 22, 2021	-58.94% Jul 21, 2011 - Mar 1, 2012
#5	-6.11% Oct 18, 2021 - Oct 25, 2021	-53.17% Aug 16, 2021 - Jun 27, 2023
#6	-6.06% Oct 29, 2021 - Nov 4, 2021	-42.19% Dec 16, 2024 - Feb 2, 2026
#7	-5.56% Oct 25, 2021 - Oct 28, 2021	-39.01% Jun 19, 2012 - Jul 11, 2013
#8	-4.36% Oct 8, 2021 - Oct 13, 2021	-31.68% Jan 31, 2011 - Jun 21, 2011
#9	-1.17% Oct 14, 2021 - Oct 18, 2021	-28.51% Mar 10, 2014 - Sep 8, 2014
#10	N/A	-25.29% Oct 20, 2003 - Jan 8, 2004
#11	N/A	-23.76% Nov 9, 2010 - Jan 18, 2011
#12	N/A	-23.26% Aug 2, 2013 - Dec 20, 2013
#13	N/A	-21.37% Apr 8, 2024 - Oct 30, 2024
#14	N/A	-21.15% Jan 6, 2014 - Feb 26, 2014
#15	N/A	-19.81% Sep 17, 2014 - Oct 28, 2014