AFRM vs WSM

Comparison between Affirm Holdings Inc - Class A (AFRM, Company) and Williams-Sonoma Inc (WSM, Company).

AFRM is from the Financial Services sector, while WSM is from the Consumer Cyclical sector.

5-Year PerformanceWSM has outperformed AFRM, delivering a return of +20.9% compared to +1.7%

AFRM vs WSM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AFRM(COMPANY)	WSM(COMPANY)
Market Cap	$24B	$24B
Max Drawdown	94.71%	89.53%
Sharpe Ratio	0.76	0.79
5Y Beta	2.44	1.40
Industry	Credit Services	Specialty Retail
P/E Ratio	74.47	22.32
Forward P/E	36.50	21.74
PEG Ratio	0.72	7.18
Dividend Yield	N/A	1.35%
5Y Dividends CAGR	N/A	27.48%
5Y EPS CAGR	N/A	9.75%
Debt to Equity	234.55%	0.00%
Free Cash Flow Yield	3.31%	4.57%
P/S Ratio	6.16	3.04
P/B Ratio	6.46	12.79

Market Cap

AFRM

$24B

Winner

WSM

$24B

Max Drawdown

AFRM

94.71%

Winner

WSM

89.53%

Sharpe Ratio

AFRM

0.76

Winner

WSM

0.79

5Y Beta

AFRM

2.44

Winner

WSM

1.40

Industry

AFRM

Credit Services

WSM

Specialty Retail

P/E Ratio

AFRM

74.47

Winner

WSM

22.32

Forward P/E

AFRM

36.50

Winner

WSM

21.74

PEG Ratio

Winner

AFRM

0.72

WSM

7.18

Dividend Yield

AFRM

N/A

WSM

1.35%

5Y Dividends CAGR

AFRM

N/A

WSM

27.48%

5Y EPS CAGR

AFRM

N/A

WSM

9.75%

Debt to Equity

AFRM

234.55%

Winner

WSM

0.00%

Free Cash Flow Yield

AFRM

3.31%

Winner

WSM

4.57%

P/S Ratio

AFRM

6.16

Winner

WSM

3.04

P/B Ratio

Winner

AFRM

6.46

WSM

12.79

AFRM vs WSM - Historical Returns

Returns include dividend reinvestment.

Period	AFRM	WSM
1 month	+5.14%	+13.25%
3 months	+52.15%	+1.63%
6 months	+5.95%	+15.27%
1 year	+34.23%	+30.70%
5 years(CAGR)	+1.71%	+20.93%
10 years(CAGR)	N/A	+25.34%
Max(CAGR)	-5.67%	+12.71%

AFRM

+5.14%

Winner

WSM

+13.25%

Winner

AFRM

+52.15%

WSM

+1.63%

AFRM

+5.95%

Winner

WSM

+15.27%

Winner

AFRM

+34.23%

WSM

+30.70%

5Y(CAGR)

AFRM

+1.71%

Winner

WSM

+20.93%

10Y(CAGR)

AFRM

N/A

WSM

+25.34%

Max(CAGR)

AFRM

-5.67%

Winner

WSM

+12.71%

AFRM vs WSM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AFRM	WSM
2026	-4.08%	+9.27%
2025	+19.07%	-3.34%
2024	+30.69%	+85.14%
2023	+440.00%	+81.63%
2022	-89.84%	-30.37%
2021	+3.41%	+66.81%
2020	N/A	+43.90%
2019	N/A	+50.97%
2018	N/A	-1.32%
2017	N/A	+7.75%
2016	N/A	-13.46%
2015	N/A	-20.56%
2014	N/A	+31.26%
2013	N/A	+31.09%
2012	N/A	+21.28%
2011	N/A	+8.57%
2010	N/A	+74.88%
2009	N/A	+160.07%
2008	N/A	-67.59%
2007	N/A	-16.38%
2006	N/A	-27.32%
2005	N/A	+19.86%
2004	N/A	+2.67%
2003	N/A	+23.04%
2002	N/A	+32.28%
2001	N/A	+98.43%
2000	N/A	-54.15%
1999	N/A	-14.12%

AFRM vs WSM Drawdown Comparison

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The maximum drawdown for WSM was -89.01%, occurring on Nov 20, 2008. Recovery took 1314 trading sessions.

The current AFRM drawdown is -57.86%. The current WSM drawdown is -7.27%.

Rank	AFRM	WSM
#1	-94.71% Nov 4, 2021 - Dec 27, 2022	-89.01% Jan 11, 2006 - Mar 31, 2011
#2	-65.45% Feb 11, 2021 - Oct 8, 2021	-72.65% Dec 7, 1999 - May 17, 2002
#3	-17.12% Jan 22, 2021 - Feb 8, 2021	-60.60% Aug 18, 2015 - May 29, 2020
#4	-9.22% Jan 15, 2021 - Jan 22, 2021	-51.91% Nov 16, 2021 - Jan 23, 2024
#5	-6.11% Oct 18, 2021 - Oct 25, 2021	-39.15% May 28, 2002 - Oct 27, 2003
#6	-6.06% Oct 29, 2021 - Nov 4, 2021	-36.79% Feb 18, 2025 - Jan 21, 2026
#7	-5.56% Oct 25, 2021 - Oct 28, 2021	-36.04% May 10, 2011 - Sep 13, 2012
#8	-4.36% Oct 8, 2021 - Oct 13, 2021	-23.29% Feb 6, 2026 - May 15, 2026
#9	-1.17% Oct 14, 2021 - Oct 18, 2021	-22.50% Nov 12, 2003 - Sep 29, 2004
#10	N/A	-20.87% Jul 16, 2024 - Nov 20, 2024
#11	N/A	-19.31% May 10, 2021 - Aug 26, 2021
#12	N/A	-18.73% Nov 15, 2004 - Jun 16, 2005
#13	N/A	-18.65% Jul 28, 2005 - Jan 11, 2006
#14	N/A	-15.85% Aug 27, 2014 - Nov 20, 2014
#15	N/A	-15.76% Jan 27, 2021 - Mar 18, 2021