AFRM vs SOJF

Comparison between Affirm Holdings Inc - Class A (AFRM, Company) and Southern Company (SOJF, Company).

AFRM vs SOJF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AFRM(COMPANY)	SOJF(COMPANY)
Market Cap	$28B	$28B
Max Drawdown	94.71%	6.29%
Sharpe Ratio	0.62	0.11
5Y Beta	2.47	0.09
Industry	Credit Services	N/A
P/E Ratio	88.65	5.28
Forward P/E	41.84	N/A
PEG Ratio	0.83	N/A
Dividend Yield	N/A	4.19%
5Y EPS CAGR	N/A	3.88%
Debt to Equity	234.55%	4.19%
Free Cash Flow Yield	2.78%	-12.24%
P/S Ratio	7.07	N/A
P/B Ratio	7.42	N/A

Market Cap

AFRM

$28B

Winner

SOJF

$28B

Max Drawdown

AFRM

94.71%

Winner

SOJF

6.29%

Sharpe Ratio

Winner

AFRM

0.62

SOJF

0.11

5Y Beta

AFRM

2.47

Winner

SOJF

0.09

Industry

AFRM

Credit Services

SOJF

N/A

P/E Ratio

AFRM

88.65

Winner

SOJF

5.28

Forward P/E

AFRM

41.84

SOJF

N/A

PEG Ratio

AFRM

0.83

SOJF

N/A

Dividend Yield

AFRM

N/A

SOJF

4.19%

5Y EPS CAGR

AFRM

N/A

SOJF

3.88%

Debt to Equity

AFRM

234.55%

Winner

SOJF

4.19%

Free Cash Flow Yield

Winner

AFRM

2.78%

SOJF

-12.24%

P/S Ratio

AFRM

7.07

SOJF

N/A

P/B Ratio

AFRM

7.42

SOJF

N/A

AFRM vs SOJF - Historical Returns

Returns include dividend reinvestment.

Period	AFRM	SOJF
1 month	+19.11%	+1.10%
3 months	+82.64%	+1.38%
6 months	+14.25%	+1.43%
1 year	+23.71%	+4.40%
5 years(CAGR)	+4.20%	N/A
Max(CAGR)	-2.52%	+5.95%

Winner

AFRM

+19.11%

SOJF

+1.10%

Winner

AFRM

+82.64%

SOJF

+1.38%

Winner

AFRM

+14.25%

SOJF

+1.43%

Winner

AFRM

+23.71%

SOJF

+4.40%

5Y(CAGR)

AFRM

+4.20%

SOJF

N/A

Max(CAGR)

AFRM

-2.52%

Winner

SOJF

+5.95%

AFRM vs SOJF - Annual Returns (2021 - 2026)

Returns include dividend reinvestment.

Year	AFRM	SOJF
2026	+14.25%	+1.43%
2025	+19.07%	+6.37%
2024	+30.69%	N/A
2023	+440.00%	N/A
2022	-89.84%	N/A
2021	+3.41%	N/A

AFRM vs SOJF Drawdown Comparison

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The maximum drawdown for SOJF was -3.97%, occurring on Apr 11, 2025. Recovery took 98 trading sessions.

The current AFRM drawdown is -49.81%. The current SOJF drawdown is -0.36%.

Rank	AFRM	SOJF
#1	-94.71% Nov 4, 2021 - Dec 27, 2022	-3.97% Jan 28, 2025 - Jun 18, 2025
#2	-65.45% Feb 11, 2021 - Oct 8, 2021	-3.00% Mar 2, 2026 - Mar 31, 2026
#3	-17.12% Jan 22, 2021 - Feb 8, 2021	-2.39% Jun 24, 2025 - Jul 24, 2025
#4	-9.22% Jan 15, 2021 - Jan 22, 2021	-2.17% Sep 12, 2025 - Feb 10, 2026
#5	-6.11% Oct 18, 2021 - Oct 25, 2021	-0.95% Aug 22, 2025 - Sep 5, 2025
#6	-6.06% Oct 29, 2021 - Nov 4, 2021	-0.88% Jul 25, 2025 - Aug 4, 2025
#7	-5.56% Oct 25, 2021 - Oct 28, 2021	-0.65% Aug 4, 2025 - Aug 13, 2025
#8	-4.36% Oct 8, 2021 - Oct 13, 2021	-0.42% Aug 19, 2025 - Aug 22, 2025
#9	-1.17% Oct 14, 2021 - Oct 18, 2021	-0.23% Feb 10, 2026 - Feb 13, 2026
#10	N/A	-0.08% Feb 18, 2026 - Mar 2, 2026
#11	N/A	-0.08% Aug 13, 2025 - Aug 15, 2025