AFRM vs DRI

Comparison between Affirm Holdings Inc - Class A (AFRM, Company) and Darden Restaurants Inc (DRI, Company).

AFRM is from the Financial Services sector, while DRI is from the Consumer Cyclical sector.

5-Year PerformanceDRI has outperformed AFRM, delivering a return of +10.6% compared to +4.7%

AFRM vs DRI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AFRM(COMPANY)	DRI(COMPANY)
Market Cap	$23B	$23B
Max Drawdown	94.71%	73.22%
Sharpe Ratio	0.74	-0.10
5Y Beta	2.43	0.59
Industry	Credit Services	Restaurants
P/E Ratio	70.96	20.37
Forward P/E	30.86	16.84
PEG Ratio	0.61	0.95
Dividend Yield	N/A	3.05%
5Y Dividends CAGR	N/A	36.70%
5Y EPS CAGR	N/A	12.07%
Debt to Equity	234.55%	115.54%
Free Cash Flow Yield	3.48%	-6.07%
P/S Ratio	5.66	1.77
P/B Ratio	5.94	10.55

Market Cap

AFRM

$23B

Winner

DRI

$23B

Max Drawdown

AFRM

94.71%

Winner

DRI

73.22%

Sharpe Ratio

Winner

AFRM

0.74

DRI

-0.10

5Y Beta

AFRM

2.43

Winner

DRI

0.59

Industry

AFRM

Credit Services

DRI

Restaurants

P/E Ratio

AFRM

70.96

Winner

DRI

20.37

Forward P/E

AFRM

30.86

Winner

DRI

16.84

PEG Ratio

Winner

AFRM

0.61

DRI

0.95

Dividend Yield

AFRM

N/A

DRI

3.05%

5Y Dividends CAGR

AFRM

N/A

DRI

36.70%

5Y EPS CAGR

AFRM

N/A

DRI

12.07%

Debt to Equity

AFRM

234.55%

Winner

DRI

115.54%

Free Cash Flow Yield

Winner

AFRM

3.48%

DRI

-6.07%

P/S Ratio

AFRM

5.66

Winner

DRI

1.77

P/B Ratio

Winner

AFRM

5.94

DRI

10.55

AFRM vs DRI - Historical Returns

Returns include dividend reinvestment.

Period	AFRM	DRI
1 month	+3.99%	+0.09%
3 months	+31.49%	-8.56%
6 months	+4.35%	+14.55%
1 year	+42.21%	+0.04%
5 years(CAGR)	+4.71%	+10.56%
10 years(CAGR)	N/A	+14.79%
Max(CAGR)	-6.68%	+14.06%

Winner

AFRM

+3.99%

DRI

+0.09%

Winner

AFRM

+31.49%

DRI

-8.56%

AFRM

+4.35%

Winner

DRI

+14.55%

Winner

AFRM

+42.21%

DRI

+0.04%

5Y(CAGR)

AFRM

+4.71%

Winner

DRI

+10.56%

10Y(CAGR)

AFRM

N/A

DRI

+14.79%

Max(CAGR)

AFRM

-6.68%

Winner

DRI

+14.06%

AFRM vs DRI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AFRM	DRI
2026	-9.25%	+6.91%
2025	+19.07%	+1.70%
2024	+30.69%	+19.18%
2023	+440.00%	+21.41%
2022	-89.84%	-3.64%
2021	+3.41%	+32.70%
2020	N/A	+7.24%
2019	N/A	+12.24%
2018	N/A	+6.55%
2017	N/A	+37.21%
2016	N/A	+19.85%
2015	N/A	+26.11%
2014	N/A	+14.98%
2013	N/A	+25.06%
2012	N/A	+4.75%
2011	N/A	+0.73%
2010	N/A	+36.49%
2009	N/A	+22.13%
2008	N/A	+8.66%
2007	N/A	-30.34%
2006	N/A	+5.43%
2005	N/A	+43.98%
2004	N/A	+33.16%
2003	N/A	-1.22%
2002	N/A	-12.04%
2001	N/A	+56.90%
2000	N/A	+32.72%
1999	N/A	-3.61%

AFRM vs DRI Drawdown Comparison

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The maximum drawdown for DRI was -72.81%, occurring on Mar 18, 2020. Recovery took 338 trading sessions.

The current AFRM drawdown is -60.14%. The current DRI drawdown is -9.99%.

Rank	AFRM	DRI
#1	-94.71% Nov 4, 2021 - Dec 27, 2022	-72.81% Sep 9, 2019 - Jan 11, 2021
#2	-65.45% Feb 11, 2021 - Oct 8, 2021	-70.21% Jun 18, 2007 - Mar 22, 2010
#3	-17.12% Jan 22, 2021 - Feb 8, 2021	-42.57% Mar 6, 2002 - Jan 18, 2005
#4	-9.22% Jan 15, 2021 - Jan 22, 2021	-37.98% Nov 8, 1999 - Sep 22, 2000
#5	-6.11% Oct 18, 2021 - Oct 25, 2021	-28.37% Sep 27, 2021 - Mar 21, 2023
#6	-6.06% Oct 29, 2021 - Nov 4, 2021	-26.02% Dec 4, 2000 - Apr 25, 2001
#7	-5.56% Oct 25, 2021 - Oct 28, 2021	-24.95% Jul 17, 2001 - Oct 31, 2001
#8	-4.36% Oct 8, 2021 - Oct 13, 2021	-23.90% Jun 20, 2025 - Nov 20, 2025
#9	-1.17% Oct 14, 2021 - Oct 18, 2021	-22.74% Apr 23, 2010 - Nov 5, 2010
#10	N/A	-22.56% Jul 7, 2011 - Mar 13, 2012
#11	N/A	-21.74% Feb 24, 2006 - Sep 21, 2006
#12	N/A	-21.62% Sep 21, 2012 - Dec 23, 2013
#13	N/A	-21.43% Jul 20, 2023 - Feb 23, 2024
#14	N/A	-20.06% Mar 6, 2024 - Sep 23, 2024
#15	N/A	-18.71% Aug 5, 2015 - Mar 9, 2016