AFBI vs CLPR

Comparison between Affinity Bancshares Inc (AFBI, Company) and Clipper Realty Inc (CLPR, Company).

AFBI is from the Financial Services sector, while CLPR is from the Real Estate sector.

5-Year PerformanceAFBI has outperformed CLPR, delivering a return of +13.5% compared to -9.5%

AFBI vs CLPR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AFBI(COMPANY)	CLPR(COMPANY)
Market Cap	$137M	$138M
Max Drawdown	28.86%	79.58%
Sharpe Ratio	0.85	-0.07
5Y Beta	0.19	0.86
Industry	Banks - Regional	Reit - Residential
P/E Ratio	15.80	-11.83
PEG Ratio	0.30	0.00
Dividend Yield	N/A	11.60%
5Y Dividends CAGR	N/A	4.56%
5Y EPS CAGR	8.44%	-9.00%
Debt to Equity	0.00%	-3516.96%
Free Cash Flow Yield	10.06%	2.70%
P/S Ratio	9.61	0.90
P/B Ratio	1.06	215.52

Market Cap

AFBI

$137M

Winner

CLPR

$138M

Max Drawdown

Winner

AFBI

28.86%

CLPR

79.58%

Sharpe Ratio

Winner

AFBI

0.85

CLPR

-0.07

5Y Beta

Winner

AFBI

0.19

CLPR

0.86

Industry

AFBI

Banks - Regional

CLPR

Reit - Residential

P/E Ratio

AFBI

15.80

Winner

CLPR

-11.83

PEG Ratio

AFBI

0.30

Winner

CLPR

0.00

Dividend Yield

AFBI

N/A

CLPR

11.60%

5Y Dividends CAGR

AFBI

N/A

CLPR

4.56%

5Y EPS CAGR

Winner

AFBI

8.44%

CLPR

-9.00%

Debt to Equity

AFBI

0.00%

Winner

CLPR

-3516.96%

Free Cash Flow Yield

Winner

AFBI

10.06%

CLPR

2.70%

P/S Ratio

AFBI

9.61

Winner

CLPR

0.90

P/B Ratio

Winner

AFBI

1.06

CLPR

215.52

AFBI vs CLPR - Historical Returns

Returns include dividend reinvestment.

Period	AFBI	CLPR
1 month	+0.31%	+13.81%
3 months	+14.95%	+10.48%
6 months	+12.09%	+3.47%
1 year	+23.59%	-7.01%
5 years(CAGR)	+13.53%	-9.47%
10 years(CAGR)	N/A	-8.72%
Max(CAGR)	+16.25%	-8.72%

AFBI

+0.31%

Winner

CLPR

+13.81%

Winner

AFBI

+14.95%

CLPR

+10.48%

Winner

AFBI

+12.09%

CLPR

+3.47%

Winner

AFBI

+23.59%

CLPR

-7.01%

5Y(CAGR)

Winner

AFBI

+13.53%

CLPR

-9.47%

10Y(CAGR)

AFBI

N/A

CLPR

-8.72%

Max(CAGR)

Winner

AFBI

+16.25%

CLPR

-8.72%

AFBI vs CLPR - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	AFBI	CLPR
2026	+9.69%	-1.47%
2025	+26.45%	-5.17%
2024	+9.17%	-7.09%
2023	+7.98%	-14.12%
2022	-1.82%	-32.68%
2021	+41.94%	+51.38%
2020	N/A	-27.26%
2019	N/A	-15.36%
2018	N/A	+35.47%
2017	N/A	-23.51%

AFBI vs CLPR Drawdown Comparison

The maximum drawdown for AFBI was -28.86%, occurring on Jun 21, 2023. Recovery took 213 trading sessions.

The maximum drawdown for CLPR was -67.52%, occurring on May 22, 2026. This drawdown has not yet recovered.

The current CLPR drawdown is -62.02%.

Rank	AFBI	CLPR
#1	-28.86% Feb 21, 2023 - Dec 26, 2023	-67.52% Nov 6, 2018 - May 22, 2026
#2	-22.45% Dec 20, 2024 - Dec 16, 2025	-43.09% Feb 24, 2017 - Sep 25, 2018
#3	-17.24% Dec 19, 2025 - Jun 5, 2026	-9.14% Oct 8, 2018 - Oct 25, 2018
#4	-12.65% Jan 19, 2022 - Feb 17, 2023	-3.70% Sep 28, 2018 - Oct 8, 2018
#5	-8.36% Sep 14, 2021 - Dec 3, 2021	-1.97% Oct 25, 2018 - Nov 2, 2018
#6	-7.52% Feb 14, 2024 - May 22, 2024	-1.44% Sep 25, 2018 - Sep 28, 2018
#7	-7.04% Jul 1, 2021 - Aug 26, 2021	-0.59% Feb 15, 2017 - Feb 22, 2017
#8	-4.94% Jan 4, 2022 - Jan 10, 2022	N/A
#9	-4.73% Jan 26, 2024 - Feb 8, 2024	N/A
#10	-4.61% Dec 26, 2023 - Jan 24, 2024	N/A
#11	-2.93% Sep 20, 2024 - Nov 5, 2024	N/A
#12	-2.83% Nov 5, 2024 - Dec 20, 2024	N/A
#13	-2.59% Feb 10, 2021 - Feb 19, 2021	N/A
#14	-2.54% Feb 25, 2021 - Mar 10, 2021	N/A
#15	-2.54% Feb 8, 2024 - Feb 14, 2024	N/A

Correlation

Correlation between AFBI and CLPR is -0.65 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.65

-101