AFBI vs BHR

Comparison between Affinity Bancshares Inc (AFBI, Company) and Braemar Hotels & Resorts Inc (BHR, Company).

AFBI is from the Financial Services sector, while BHR is from the Real Estate sector.

5-Year PerformanceAFBI has outperformed BHR, delivering a return of +13.5% compared to -11.3%

AFBI vs BHR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AFBI(COMPANY)	BHR(COMPANY)
Market Cap	$140M	$141M
Max Drawdown	28.86%	95.07%
Sharpe Ratio	0.79	0.17
5Y Beta	0.18	1.05
Industry	Banks - Regional	Reit - Hotel & Motel
P/E Ratio	16.15	-42.74
Forward P/E	N/A	20.58
PEG Ratio	0.30	-0.07
Dividend Yield	N/A	4.83%
5Y EPS CAGR	8.44%	-56.26%
Debt to Equity	0.00%	507.33%
Free Cash Flow Yield	9.85%	32.28%
P/S Ratio	9.82	0.22
P/B Ratio	1.08	0.95

Market Cap

AFBI

$140M

Winner

BHR

$141M

Max Drawdown

Winner

AFBI

28.86%

BHR

95.07%

Sharpe Ratio

Winner

AFBI

0.79

BHR

0.17

5Y Beta

Winner

AFBI

0.18

BHR

1.05

Industry

AFBI

Banks - Regional

BHR

Reit - Hotel & Motel

P/E Ratio

AFBI

16.15

Winner

BHR

-42.74

Forward P/E

AFBI

N/A

BHR

20.58

PEG Ratio

AFBI

0.30

Winner

BHR

-0.07

Dividend Yield

AFBI

N/A

BHR

4.83%

5Y EPS CAGR

Winner

AFBI

8.44%

BHR

-56.26%

Debt to Equity

Winner

AFBI

0.00%

BHR

507.33%

Free Cash Flow Yield

AFBI

9.85%

Winner

BHR

32.28%

P/S Ratio

AFBI

9.82

Winner

BHR

0.22

P/B Ratio

AFBI

1.08

Winner

BHR

0.95

AFBI vs BHR - Historical Returns

Returns include dividend reinvestment.

Period	AFBI	BHR
1 month	+0.92%	-2.84%
3 months	+2.40%	-16.67%
6 months	+11.00%	-31.21%
1 year	+20.93%	-0.29%
5 years(CAGR)	+13.48%	-11.25%
10 years(CAGR)	N/A	-14.47%
Max(CAGR)	+16.10%	-12.88%

Winner

AFBI

+0.92%

BHR

-2.84%

Winner

AFBI

+2.40%

BHR

-16.67%

Winner

AFBI

+11.00%

BHR

-31.21%

Winner

AFBI

+20.93%

BHR

-0.29%

5Y(CAGR)

Winner

AFBI

+13.48%

BHR

-11.25%

10Y(CAGR)

AFBI

N/A

BHR

-14.47%

Max(CAGR)

Winner

AFBI

+16.10%

BHR

-12.88%

AFBI vs BHR - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	AFBI	BHR
2026	+11.98%	-28.32%
2025	+26.45%	+2.83%
2024	+9.17%	+30.07%
2023	+7.98%	-35.57%
2022	-1.82%	-21.75%
2021	+41.94%	+12.83%
2020	N/A	-48.03%
2019	N/A	+15.48%
2018	N/A	-6.86%
2017	N/A	-25.36%
2016	N/A	-1.28%
2015	N/A	-13.17%
2014	N/A	-4.27%
2013	N/A	-8.78%

AFBI vs BHR Drawdown Comparison

The maximum drawdown for AFBI was -28.86%, occurring on Jun 21, 2023. Recovery took 213 trading sessions.

The maximum drawdown for BHR was -93.52%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current BHR drawdown is -85.41%.

Rank	AFBI	BHR
#1	-28.86% Feb 21, 2023 - Dec 26, 2023	-93.52% Nov 15, 2013 - Mar 18, 2020
#2	-22.45% Dec 20, 2024 - Dec 16, 2025	-2.44% Nov 6, 2013 - Nov 8, 2013
#3	-17.24% Dec 19, 2025 - Jun 5, 2026	N/A
#4	-12.65% Jan 19, 2022 - Feb 17, 2023	N/A
#5	-8.36% Sep 14, 2021 - Dec 3, 2021	N/A
#6	-7.52% Feb 14, 2024 - May 22, 2024	N/A
#7	-7.04% Jul 1, 2021 - Aug 26, 2021	N/A
#8	-4.94% Jan 4, 2022 - Jan 10, 2022	N/A
#9	-4.73% Jan 26, 2024 - Feb 8, 2024	N/A
#10	-4.61% Dec 26, 2023 - Jan 24, 2024	N/A
#11	-2.93% Sep 20, 2024 - Nov 5, 2024	N/A
#12	-2.83% Nov 5, 2024 - Dec 20, 2024	N/A
#13	-2.59% Feb 10, 2021 - Feb 19, 2021	N/A
#14	-2.54% Feb 25, 2021 - Mar 10, 2021	N/A
#15	-2.54% Feb 8, 2024 - Feb 14, 2024	N/A

Correlation

Correlation between AFBI and BHR is -0.61 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.61

-101

Dividend Comparison (2013 - 2025)

AFBI vs BHR dividend yield comparison.

Year	AFBI	BHR
2025	7.33%	6.97%
2024	0.00%	6.67%
2023	0.00%	8.00%
2022	0.00%	1.95%
2019	0.00%	8.23%
2018	0.00%	7.17%
2017	0.00%	6.58%
2016	0.00%	3.37%
2015	0.00%	2.41%
2014	0.00%	1.17%
2013	0.00%	0.27%