ACVA vs HBT

Comparison between ACV Auctions Inc - Class A (ACVA, Company) and HBT Financial Inc (HBT, Company).

ACVA is from the Consumer Cyclical sector, while HBT is from the Financial Services sector.

5-Year PerformanceHBT has outperformed ACVA, delivering a return of +14.0% compared to -26.4%

ACVA vs HBT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ACVA(COMPANY)	HBT(COMPANY)
Market Cap	$1.05B	$1.04B
Max Drawdown	88.80%	54.31%
Sharpe Ratio	-1.14	0.91
5Y Beta	1.44	0.73
Industry	Auto & Truck Dealerships	Banks - Regional
P/E Ratio	-16.64	13.33
Forward P/E	32.68	N/A
Dividend Yield	N/A	3.00%
5Y Dividends CAGR	N/A	7.96%
5Y EPS CAGR	N/A	5.15%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.51%	7.98%
P/S Ratio	1.41	4.27
P/B Ratio	2.56	1.39

Market Cap

Winner

ACVA

$1.05B

HBT

$1.04B

Max Drawdown

ACVA

88.80%

Winner

HBT

54.31%

Sharpe Ratio

ACVA

-1.14

Winner

HBT

0.91

5Y Beta

ACVA

1.44

Winner

HBT

0.73

Industry

ACVA

Auto & Truck Dealerships

HBT

Banks - Regional

P/E Ratio

Winner

ACVA

-16.64

HBT

13.33

Forward P/E

ACVA

32.68

HBT

N/A

Dividend Yield

ACVA

N/A

HBT

3.00%

5Y Dividends CAGR

ACVA

N/A

HBT

7.96%

5Y EPS CAGR

ACVA

N/A

HBT

5.15%

Debt to Equity

ACVA

0.00%

HBT

0.00%

Free Cash Flow Yield

ACVA

7.51%

Winner

HBT

7.98%

P/S Ratio

Winner

ACVA

1.41

HBT

4.27

P/B Ratio

ACVA

2.56

Winner

HBT

1.39

ACVA vs HBT - Historical Returns

Returns include dividend reinvestment.

Period	ACVA	HBT
1 month	+4.81%	+5.01%
3 months	+4.62%	+8.48%
6 months	-30.55%	+19.85%
1 year	-65.30%	+29.17%
5 years(CAGR)	-26.39%	+14.04%
Max(CAGR)	-28.01%	+13.79%

ACVA

+4.81%

Winner

HBT

+5.01%

ACVA

+4.62%

Winner

HBT

+8.48%

ACVA

-30.55%

Winner

HBT

+19.85%

ACVA

-65.30%

Winner

HBT

+29.17%

5Y(CAGR)

ACVA

-26.39%

Winner

HBT

+14.04%

Max(CAGR)

ACVA

-28.01%

Winner

HBT

+13.79%

ACVA vs HBT - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	ACVA	HBT
2026	-31.72%	+14.45%
2025	-61.70%	+24.49%
2024	+45.06%	+6.49%
2023	+91.05%	+13.11%
2022	-57.46%	+8.06%
2021	-39.71%	+29.31%
2020	N/A	-17.25%
2019	N/A	+22.20%

ACVA vs HBT Drawdown Comparison

The maximum drawdown for ACVA was -88.80%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The current ACVA drawdown is -84.72%. The current HBT drawdown is -0.40%.

Rank	ACVA	HBT
#1	-88.80% Apr 16, 2021 - Mar 27, 2026	-53.94% Feb 5, 2020 - Nov 3, 2021
#2	-11.38% Mar 31, 2021 - Apr 14, 2021	-27.07% Mar 6, 2023 - Jul 16, 2024
#3	-4.00% Mar 24, 2021 - Mar 29, 2021	-18.67% Feb 6, 2025 - Jul 1, 2025
#4	N/A	-17.33% Feb 8, 2022 - Oct 28, 2022
#5	N/A	-16.45% Jul 23, 2024 - Nov 6, 2024
#6	N/A	-16.19% Nov 11, 2024 - Jan 30, 2025
#7	N/A	-13.44% Nov 10, 2022 - Feb 3, 2023
#8	N/A	-13.40% Aug 27, 2025 - Dec 12, 2025
#9	N/A	-12.01% Feb 17, 2026 - Mar 18, 2026
#10	N/A	-9.56% Jul 3, 2025 - Aug 22, 2025
#11	N/A	-8.76% Jan 11, 2022 - Feb 8, 2022
#12	N/A	-7.44% Nov 9, 2021 - Jan 5, 2022
#13	N/A	-7.25% Jan 22, 2026 - Feb 4, 2026
#14	N/A	-6.81% Dec 18, 2025 - Jan 21, 2026
#15	N/A	-5.34% Nov 4, 2022 - Nov 10, 2022

Correlation

Correlation between ACVA and HBT is -0.46 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.46

-101