ACIW vs BH-A

Comparison between ACI Worldwide Inc (ACIW, Company) and Biglari Holdings Inc - Class A (BH-A, Company).

ACIW is from the Technology sector, while BH-A is from the Consumer Cyclical sector.

5-Year PerformanceBH-A has outperformed ACIW, delivering a return of +14.0% compared to +1.8%

ACIW vs BH-A - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ACIW(COMPANY)	BH-A(COMPANY)
Market Cap	$4.29B	$4.28B
Max Drawdown	89.14%	77.48%
Sharpe Ratio	-0.21	0.64
5Y Beta	1.01	0.51
Industry	Software - Infrastructure	Restaurants
P/E Ratio	21.10	192.33
Forward P/E	13.30	N/A
PEG Ratio	1.77	N/A
5Y EPS CAGR	19.78%	N/A
Debt to Equity	53.80%	40.64%
Free Cash Flow Yield	6.88%	1.90%
P/S Ratio	2.40	3.32
P/B Ratio	2.87	1.70

Market Cap

Winner

ACIW

$4.29B

BH-A

$4.28B

Max Drawdown

ACIW

89.14%

Winner

BH-A

77.48%

Sharpe Ratio

ACIW

-0.21

Winner

BH-A

0.64

5Y Beta

ACIW

1.01

Winner

BH-A

0.51

Industry

ACIW

Software - Infrastructure

BH-A

Restaurants

P/E Ratio

Winner

ACIW

21.10

BH-A

192.33

Forward P/E

ACIW

13.30

BH-A

N/A

PEG Ratio

ACIW

1.77

BH-A

N/A

5Y EPS CAGR

ACIW

19.78%

BH-A

N/A

Debt to Equity

ACIW

53.80%

Winner

BH-A

40.64%

Free Cash Flow Yield

Winner

ACIW

6.88%

BH-A

1.90%

P/S Ratio

Winner

ACIW

2.40

BH-A

3.32

P/B Ratio

ACIW

2.87

Winner

BH-A

1.70

ACIW vs BH-A - Historical Returns

Returns include dividend reinvestment.

Period	ACIW	BH-A
1 month	-3.08%	+2.87%
3 months	-0.14%	-11.76%
6 months	-6.77%	+3.96%
1 year	-8.88%	+26.12%
5 years(CAGR)	+1.81%	+14.05%
10 years(CAGR)	+7.21%	+3.74%
Max(CAGR)	+5.39%	+3.74%

ACIW

-3.08%

Winner

BH-A

+2.87%

Winner

ACIW

-0.14%

BH-A

-11.76%

ACIW

-6.77%

Winner

BH-A

+3.96%

ACIW

-8.88%

Winner

BH-A

+26.12%

5Y(CAGR)

ACIW

+1.81%

Winner

BH-A

+14.05%

10Y(CAGR)

Winner

ACIW

+7.21%

BH-A

+3.74%

Max(CAGR)

Winner

ACIW

+5.39%

BH-A

+3.74%

ACIW vs BH-A - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ACIW	BH-A
2026	-6.28%	-12.86%
2025	-9.09%	+37.01%
2024	+70.87%	+60.59%
2023	+32.87%	+14.88%
2022	-34.19%	-1.08%
2021	-8.39%	+20.87%
2020	+0.60%	-0.68%
2019	+39.61%	-5.44%
2018	+21.95%	-50.01%
2017	+22.14%	N/A
2016	-12.19%	N/A
2015	+8.57%	N/A
2014	-3.95%	N/A
2013	+46.23%	N/A
2012	+52.55%	N/A
2011	+4.34%	N/A
2010	+53.28%	N/A
2009	+6.72%	N/A
2008	-13.07%	N/A
2007	-42.16%	N/A
2006	+12.04%	N/A
2005	+47.41%	N/A
2004	-12.17%	N/A
2003	+215.89%	N/A
2002	-45.19%	N/A
2001	+6.61%	N/A
2000	-56.99%	N/A
1999	-11.81%	N/A

ACIW vs BH-A Drawdown Comparison

The maximum drawdown for ACIW was -89.14%, occurring on Oct 10, 2002. Recovery took 3106 trading sessions.

The maximum drawdown for BH-A was -77.48%, occurring on May 15, 2020. Recovery took 1668 trading sessions.

The current ACIW drawdown is -27.70%. The current BH-A drawdown is -35.75%.

Rank	ACIW	BH-A
#1	-89.14% Mar 1, 2000 - Jul 5, 2012	-77.48% May 1, 2018 - Dec 16, 2024
#2	-54.18% Feb 17, 2021 - Jul 29, 2024	-45.84% Jan 21, 2026 - May 11, 2026
#3	-45.75% Jan 13, 2020 - Dec 8, 2020	-24.85% Dec 26, 2024 - Jun 18, 2025
#4	-40.61% Nov 3, 1999 - Feb 24, 2000	-22.73% Oct 27, 2025 - Dec 23, 2025
#5	-36.58% Jun 22, 2015 - Mar 7, 2018	-13.54% Jul 23, 2025 - Aug 15, 2025
#6	-35.02% Nov 7, 2024 - Feb 23, 2026	-8.99% Dec 17, 2024 - Dec 26, 2024
#7	-19.76% Apr 30, 2019 - Nov 19, 2019	-7.47% Dec 23, 2025 - Jan 6, 2026
#8	-19.74% Dec 31, 2013 - Mar 20, 2015	-5.99% Aug 28, 2025 - Oct 2, 2025
#9	-18.28% Jul 13, 2012 - Jan 18, 2013	-5.15% Aug 15, 2025 - Aug 27, 2025
#10	-16.47% Nov 9, 2018 - Feb 6, 2019	-3.02% Oct 9, 2025 - Oct 13, 2025
#11	-15.66% Sep 14, 2018 - Nov 8, 2018	-2.74% Jun 23, 2025 - Jul 8, 2025
#12	-14.19% Mar 15, 2018 - Jun 18, 2018	-2.20% Jan 16, 2026 - Jan 21, 2026
#13	-12.20% Mar 28, 2013 - Aug 5, 2013	-2.01% Jul 9, 2025 - Jul 17, 2025
#14	-9.65% Jun 19, 2018 - Aug 3, 2018	-1.31% Oct 15, 2025 - Oct 17, 2025
#15	-7.70% Oct 16, 2024 - Nov 6, 2024	-1.00% Oct 2, 2025 - Oct 7, 2025