ACIC vs WDH

Comparison between American Coastal Insurance Corp (ACIC, Company) and Waterdrop Inc (WDH, Company).

Both ACIC and WDH are from the Financial Services sector.

5-Year PerformanceACIC has outperformed WDH, delivering a return of +15.4% compared to -28.0%

ACIC vs WDH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ACIC(COMPANY)	WDH(COMPANY)
Market Cap	$505M	$505M
Max Drawdown	98.93%	90.62%
Sharpe Ratio	0.15	0.18
5Y Beta	0.43	0.77
Industry	Insurance - Property & Casualty	Insurance - Diversified
P/E Ratio	4.85	6.21
Forward P/E	9.69	N/A
PEG Ratio	0.12	0.10
Dividend Yield	6.44%	4.29%
5Y Dividends CAGR	39.10%	N/A
Debt to Equity	0.00%	0.91%
Free Cash Flow Yield	7.66%	6.06%
P/S Ratio	1.49	0.13
P/B Ratio	1.50	0.66

Market Cap

ACIC

$505M

Winner

WDH

$505M

Max Drawdown

ACIC

98.93%

Winner

WDH

90.62%

Sharpe Ratio

ACIC

0.15

Winner

WDH

0.18

5Y Beta

Winner

ACIC

0.43

WDH

0.77

Industry

ACIC

Insurance - Property & Casualty

WDH

Insurance - Diversified

P/E Ratio

Winner

ACIC

4.85

WDH

6.21

Forward P/E

ACIC

9.69

WDH

N/A

PEG Ratio

ACIC

0.12

Winner

WDH

0.10

Dividend Yield

Winner

ACIC

6.44%

WDH

4.29%

5Y Dividends CAGR

ACIC

39.10%

WDH

N/A

Debt to Equity

Winner

ACIC

0.00%

WDH

0.91%

Free Cash Flow Yield

Winner

ACIC

7.66%

WDH

6.06%

P/S Ratio

ACIC

1.49

Winner

WDH

0.13

P/B Ratio

ACIC

1.50

Winner

WDH

0.66

ACIC vs WDH - Historical Returns

Returns include dividend reinvestment.

Period	ACIC	WDH
1 month	-1.32%	-9.68%
3 months	-7.52%	-18.58%
6 months	-12.09%	-20.40%
1 year	+4.59%	+4.93%
5 years(CAGR)	+15.43%	-28.00%
10 years(CAGR)	-2.46%	N/A
Max(CAGR)	+4.11%	-30.28%

Winner

ACIC

-1.32%

WDH

-9.68%

Winner

ACIC

-7.52%

WDH

-18.58%

Winner

ACIC

-12.09%

WDH

-20.40%

ACIC

+4.59%

Winner

WDH

+4.93%

5Y(CAGR)

Winner

ACIC

+15.43%

WDH

-28.00%

10Y(CAGR)

ACIC

-2.46%

WDH

N/A

Max(CAGR)

Winner

ACIC

+4.11%

WDH

-30.28%

ACIC vs WDH - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	ACIC	WDH
2026	-8.17%	-25.01%
2025	-0.79%	+67.77%
2024	+38.62%	+19.06%
2023	+846.00%	-67.90%
2022	-75.76%	+146.67%
2021	-20.50%	-85.77%
2020	-51.96%	N/A
2019	-20.86%	N/A
2018	-3.50%	N/A
2017	+9.83%	N/A
2016	-9.92%	N/A
2015	-18.29%	N/A
2014	+72.78%	N/A
2013	+132.02%	N/A
2012	+38.44%	N/A
2011	+43.54%	N/A
2010	-21.39%	N/A
2009	+51.34%	N/A
2008	-64.09%	N/A
2007	+1.26%	N/A

ACIC vs WDH Drawdown Comparison

The maximum drawdown for ACIC was -98.74%, occurring on Nov 25, 2022. This drawdown has not yet recovered.

The maximum drawdown for WDH was -90.62%, occurring on Mar 15, 2022. This drawdown has not yet recovered.

The current ACIC drawdown is -51.30%. The current WDH drawdown is -84.09%.

Rank	ACIC	WDH
#1	-98.74% Feb 6, 2015 - Nov 25, 2022	-90.62% May 7, 2021 - Mar 15, 2022
#2	-73.44% Sep 26, 2008 - Jul 11, 2013	N/A
#3	-32.68% Aug 20, 2008 - Sep 26, 2008	N/A
#4	-28.96% Jun 9, 2014 - Oct 28, 2014	N/A
#5	-12.00% Dec 31, 2013 - Feb 20, 2014	N/A
#6	-10.79% Feb 21, 2014 - Mar 5, 2014	N/A
#7	-10.13% Dec 9, 2014 - Jan 14, 2015	N/A
#8	-9.90% Mar 19, 2014 - May 5, 2014	N/A
#9	-7.00% Oct 31, 2014 - Dec 4, 2014	N/A
#10	-6.95% May 5, 2014 - May 13, 2014	N/A
#11	-5.68% Sep 19, 2013 - Sep 30, 2013	N/A
#12	-5.42% May 27, 2014 - Jun 9, 2014	N/A
#13	-5.06% Mar 6, 2014 - Mar 14, 2014	N/A
#14	-4.76% Sep 30, 2013 - Oct 28, 2013	N/A
#15	-4.68% Jan 29, 2015 - Feb 2, 2015	N/A

Correlation

Correlation between ACIC and WDH is -0.26 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.26

-101

Dividend Comparison (2009 - 2026)

ACIC vs WDH dividend yield comparison.

Year	ACIC	WDH
2026	7.18%	2.14%
2025	3.96%	2.63%
2024	0.00%	5.08%
2022	5.66%	0.00%
2021	5.53%	0.00%
2020	4.20%	0.00%
2019	1.90%	0.00%
2018	1.44%	0.00%
2017	1.39%	0.00%
2016	1.52%	0.00%
2015	1.17%	0.00%
2014	0.73%	0.00%
2013	0.85%	0.00%
2012	1.33%	0.00%
2011	1.14%	0.00%
2010	1.61%	0.00%
2009	3.95%	0.00%